Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.ltfinance.com/ |
Year established | 1994 |
Head of Institution | Dinanath Dubhashi |
Regions active | Andhra Pradesh, Gujarat, Karnataka, Maharashtra, Orissa, Tamil Nadu, West Bengal |
# Branches | 74 |
Total Portfolio (nat'l) | INR 1,971,550,546 |
Total Portfolio (USD) | USD 37,199,066.91 |
Active clients with loans | 399,880 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | MFIN |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
JLG_FY12 | INR 5,000 - 15,000 | 12 | 100% | 0% - 20% | Business | Women, Have business, Low HH Inc, Med HH Inc, Rural HH, Urban HH | Credit Educ, Group Mtgs |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
JLG_FY12 | 21.9% - 23.7% | 23.7% - 25.5% | 24% - 25.7% | Yes | Yes | NA | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
JLG_FY12 | 22.0% annual, Decl Bal | 1 Fee | 0 | 12.36% fees | N/A | 23.7% - 25.5% | 24% - 25.7% | 90 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACB-SA | 4,335 | 1,476,288 | 6 | 140 |
Comicoka | 827 | 758,435 | 4 | 140 |
COOJAD | 511 | 823,215 | 6 | 140 |
COOPEDU | 2,029 | 7,549,835 | 9 | 140 |
Duterimbere | 6,607 | 4,365,044 | 3 | 140 |
Goshen | 2,076 | 3,716,008 | 5 | 158 |
Inkingi | 2,648 | 2,593,366 | 5 | 158 |
RML | 4,960 | 3,473,781 | 3 | 140 |
UCU | 3,391 | 1,603,524 | 4 | 140 |
Urwego | 37,900 | 14,755,000 | 6 | |
Vision Finance | 14,226 | 3,474,646 | 6 | 158 |
Wisigara | 2,177 | 904,708 | 3 | 140 |
Zamuka | 253 | 124,445 | 3 | 140 |
Zigama CSS | 53,806 | 59,670,753 | 2 | 158 |
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