| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2004 |
| Head of Institution | K. Ravikumar |
| Regions active | |
| # Branches | 13 |
| Total Portfolio (nat'l) | INR 194,002,175 |
| Total Portfolio (USD) | USD 3,660,418.40 |
| Active clients with loans | 28,501 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AP-JLGD21T12ME | INR 9,000 - 15,000 | 12 | 80% - 100% | 20% - 40% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
| TN-JLGF12T12ME | INR 6,000 - 12,000 | 12 | 80% - 100% | 0% - 20% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AP-JLGD21T12ME | 0% | 25.7% | 26.6% | N/A | ||||||||||
| TN-JLGF12T12ME | 0% | 25.7% | 26.7% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AP-JLGD21T12ME | 21.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 25.7% | 26.6% | 79 | ||||||||
| TN-JLGF12T12ME | 12.0% annual, Flat | 0 Fees | 1 Ins | None | N/A | 25.7% | 26.7% | 45 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AB Bank | 300 | 307,000 | 2 | 163 |
| AMZ | 4,900 | 651,000 | 2 | 163 |
| CETZAM | 6,700 | 2,210,000 | 4 | 163 |
| Eclof Zambia | 200 | 111,000 | 4 | 163 |
| Empowerment | 1,500 | 447,000 | 5 | 163 |
| FINCA Zambia | 43,700 | 16,420,000 | 4 | 120 |
| Harmos | 9,800 | 1,398,000 | 3 | 163 |
| Kungoma | 43 | 18,000 | 2 | 163 |
| MBT | 13,900 | 1,563,000 | 5 | 163 |
| Meanwood | 2,000 | 1,766,000 | 5 | 163 |
| PFSL | 1,300 | 3,506,000 | 3 | 163 |
| Zambia CRC | 30 | 1,000 | 1 | 163 |
| Key Statistics | |
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| % Products using declining balance | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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