| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2001 |
| Head of Institution | Ms Pronati Sadak |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | INR 58,745,694 |
| Total Portfolio (USD) | USD 1,108,409.32 |
| Active clients with loans | 7,600 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.sungi.org |
| Year established | 1990 |
| Head of Institution | Sajid Qaisrani |
| Regions active | Azad Kashmir, Khyber Pakhtunkwa |
| # Branches | 4 |
| Total Portfolio (nat'l) | PKR 81,149,780 |
| Total Portfolio (USD) | USD 828,058.98 |
| Active clients with loans | 10,128 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Pakistan Microfinance Network (PMN) |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Loan | INR 5,000 - 50,000 | 6 - 12 | 80% - 100% | 60% - 80% | Business | Women, Have business | Credit Educ, Credit Ins, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | PKR 10,000 - 15,000 | 12 - 18 | 100% | 0% - 20% | Business, Agriculture | Women, Specific age group | Credit Educ, Group Mtgs, Business Training, Micro health insurance-life insurance | |||||||
| Enterprise Development Loan First | PKR 20,000 - 29,000 | 12 - 18 | 100% | 0% - 20% | Business, Agriculture | Women, Men, Specific age group, Must be the resident of the specified village | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Murabaha loan Awal | PKR 5,000 - 30,000 | 12 - 18 | 100% | 0% - 20% | Business | Women, Specific age group, Must be resident of the village | Credit Educ, Group Mtgs, Business Training |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Loan | 0 | 36.6% | 45.4% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Loan | 16.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 36.6% | 45.4% | 35 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 20.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 34.4% | 34.4% | N/A | ||||||||
| Enterprise Development Loan First | 20.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A | ||||||||
| Murabaha loan Awal | 20.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Loan | 0 | 36.6% | 45.4% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Loan | 16.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 36.6% | 45.4% | 35 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 34.4% | 34.4% | N/A | ||||||||
| Enterprise Development Loan First | 20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A | ||||||||
| Murabaha loan Awal | 20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A |
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| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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