Please note that the information you are viewing is 170 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Pragathi MAC Credit & Marketing Federation Ltd. #2-6-45/2, Sri Shanthi Nagar Colony, Road No. 2Circuit House Road, HanamkondaWarangal, Andhra Pradesh506001
Data approved: 2010-11-15
Data version: 1
Age of data: 170 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionSri G. John
Regions active
# Branches38

Total Portfolio (nat'l)INR 242,718,712
Total Portfolio (USD)USD 4,579,598.34
Active clients with loans23,289
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Loan Products » Summary

3,005 Borrowers
USD 523,382.68 Portfolio
Active Product
8,014 Borrowers
USD 1,395,687.11 Portfolio
Active Product
1,002 Borrowers
USD 174,460.89 Portfolio
Active Product
501 Borrowers
USD 87,230.43 Portfolio
Active Product
2,004 Borrowers
USD 348,921.77 Portfolio
Active Product
11,771 Borrowers
USD 2,049,915.45 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture and Allied Business Loan INR 5,000 - 50,000 12 - 20 80% - 100% 0% - 20% Business Women Credit Educ, Group Mtgs, Credit Ins, Other Training
Crop Loan INR 3,000 - 25,000 6 - 15 80% - 100% 0% - 20% Business, Other Women Credit Educ, Group Mtgs, Credit Ins, Other Training
Education Loan INR 3,000 - 20,000 12 - 20 60% - 80% 0% - 20% Education Women, Have home or land, Salaried worker Group Mtgs, Credit Ins, Other Training
Group Loan INR 10,000 - 30,000 12 - 20 80% - 100% 20% - 40% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins, Other Training, Livelihood and Social Awareness programs
Housing Loan INR 10,000 - 50,000 15 - 30 60% - 80% 0% - 20% Housing Women, Salaried worker Credit Educ, Group Mtgs, Credit Ins, Other Training
Micro Enterprise Loan INR 5,000 - 50,000 12 - 20 80% - 100% 0% - 20% Business Women, Have business Credit Educ, Group Mtgs, Other Training, Social Awareness programs

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Agriculture and Allied Business Loan 0% 25.6% 32.7% - 36.1% N/A
Crop Loan 0% 21.5% - 21.6% 26.6% - 28.7% N/A
Education Loan 0% 25.6% - 25.7% 33.8% - 36.2% N/A
Group Loan 0% 25.6% - 25.7% 32.7% - 33.8% N/A
Housing Loan 0% 25.6% - 25.7% 33.2% - 36.1% N/A
Micro Enterprise Loan 0% 25.6% - 25.7% 32.7% - 35.9% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture and Allied Business Loan 12.5% annual, Flat 1 Fee 1 Ins None 10.0% upfront 50.00 ongoing 25.6% 32.7% - 36.1% 37
Crop Loan 12.5% annual, Flat 1 Fee 1 Ins None 10.0% upfront 50.00 ongoing 21.5% - 21.6% 26.6% - 28.7% 45
Education Loan 12.5% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing 25.6% - 25.7% 33.8% - 36.2% 36
Group Loan 12.5% annual, Flat 1 Fee 1 Ins None 10.0% upfront 50.00 ongoing 25.6% - 25.7% 32.7% - 33.8% 37
Housing Loan 9.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing 25.6% - 25.7% 33.2% - 36.1% 26
Micro Enterprise Loan 12.5% annual, Flat 1 Fee 1 Ins None 10.0% upfront 50.00 ongoing 25.6% - 25.7% 32.7% - 35.9% 37
Institution Price Graph
Please note that the information you are viewing is 157 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Victoria Finance Ltd Plot 17, Lumumba StreetDar Es SalaamPO Box 12102
Data approved: 2011-12-18
Data version: 1
Age of data: 157 months

Product

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Product Details


This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months. MFTransparency presents basic data rather than full data for low volume products
Key Statistics
Outstanding portfolio (TZS)TZS 120,000,000
Portfolio (USD)USD 75,471.70
Active Clients with Loans19
Approximate % Female Clients20% - 40%
Approximate % Urban Clients80% - 100%
Description
These are salary based loans issued to employees. The maximum loan is TZS 10,000,000 and maximum loan tensure is 12 months.
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried workerx
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active
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# Countries
# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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