| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2001 |
| Head of Institution | M.Ernest Paul |
| Regions active | |
| # Branches | 41 |
| Total Portfolio (nat'l) | INR 668,968,774 |
| Total Portfolio (USD) | USD 12,622,052.34 |
| Active clients with loans | 90,929 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | INR 8,000 - 22,000 | 12 | 80% - 100% | 80% - 100% | Business | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Micro Enterprise Development Loan | INR 25,000 - 50,000 | 12 | 80% - 100% | 80% - 100% | Business | Women | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 0% | 26.2% - 27.7% | 28.3% - 32.2% | N/A | ||||||||||
| Micro Enterprise Development Loan | 0% | 27.6% - 27.8% | 27.6% - 27.8% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 12.5% annual, Flat | 1 Fee | 1 Ins | None | N/A | 26.2% - 27.7% | 28.3% - 32.2% | 41 | ||||||||
| Micro Enterprise Development Loan | 12.5% annual, Flat | 1 Fee | 1 Ins | None | N/A | 27.6% - 27.8% | 27.6% - 27.8% | 45 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Action | 0 | 0 | 0 | 137 |
| Adok Timo | 4,200 | 570,000 | 4 | 168 |
| BIMAS | 11,100 | 4,679,000 | 7 | 137 |
| ECLOF Kenya | 20,500 | 5,455,000 | 8 | 137 |
| Equity Bank | 135,500 | 94,746,000 | 9 | 137 |
| Family Bank | 43,200 | 90,700,000 | 5 | 168 |
| Jamii Bora | 2,400 | 3,374,000 | 4 | 137 |
| Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 137 |
| KADET | 12,900 | 5,402,000 | 4 | 137 |
| K-Rep | 0 | 0 | 0 | 137 |
| K-Rep Bank | 65,000 | 28,743,000 | 4 | 168 |
| KWFT DTM | 294,600 | 165,982,000 | 6 | 137 |
| LKL | 13,100 | 9,311,000 | 10 | 129 |
| MKL | 18,200 | 5,989,000 | 6 | 113 |
| Opportunity Kenya | 9,100 | 4,866,000 | 5 | 137 |
| PAWDEP | 40,900 | 7,133,000 | 2 | 137 |
| RAFODE | 2,900 | 356,000 | 1 | 137 |
| SISDO | 7,300 | 3,657,000 | 11 | 137 |
| Yehu | 14,000 | 3,149,000 | 11 | 137 |
| Key Statistics | |
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| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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