2. SU
Please note that the information you are viewing is 170 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Congente
Please note that the information you are viewing is 166 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Sahara Uttarayan Sahara Banerjee Para, 1st Sarani, Michaelnagar, Kol-700133Kolkata, West Bengal
Data approved: 2010-10-25
Data version: 1
Age of data: 170 months

Institution

Cooperativa de Ahorro y Credito Congente cra 33a 38-39 Barrio CentroVillavicencio, META
Data approved: 2011-03-24
Data version: 1
Age of data: 166 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.sumfindia.com/
Year established2001
Head of InstitutionPrakash Banerjee
Regions active
# Branches66

Total Portfolio (nat'l)INR 291,437,465
Total Portfolio (USD)USD 5,498,820.09
Active clients with loans61,128
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.congente.com.co/
Year established1964
Head of InstitutionVicente Antonio Pabon Monroy
Regions active
# Branches10

Total Portfolio (nat'l)COP 40,700,659,712
Total Portfolio (USD)USD 22,362,999.84
Active clients with loans5,927
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsEmprender, Asomicrofinanzas
Funders

Loan Products » Summary

Small Loan
61,128 Borrowers
USD 5,498,820.09 Portfolio
Active Product

Loan Products » Summary

Consum
5,279 Borrowers
USD 19,842,508.63 Portfolio
Active Product
Producti
213 Borrowers
USD 202,534.62 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Small Loan product (12.5%) INR 6,000 - 20,000 10.5 80% - 100% 20% - 40% Business, Housing, Consumer, Education, Other, Cottage, Medical ,Marriage, Agri-Allied Business Women, Have business, Have home or land Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CONSUMO LIBRE INVERSION COLI COP 100,000 - 100,000,000 1 - 72 40% - 60% 60% - 80% Any Purpose Women, Men, Debe ser asociado de la Cooperativa con Ahorros, Debe tener capacidad de endeudamiento Credit Ins
microcredito productivo COP 535,600 - 5,356,000 1 - 24 60% - 80% 80% - 100% Business Women, Men, Have business Credit Ins, Tech Asst Visits

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Small Loan product (12.5%) 0 31.9% 40.7% - 40.8% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Small Loan product (12.5%) 12.5% annual, Flat 1 Fee 1 Ins None 10.0% upfront 31.9% 40.7% - 40.8% 31

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CONSUMO LIBRE INVERSION COLI 21.2% annual, Decl Bal 0 Fees 1 Ins None 2.5% upfront 5,000.00 ongoing 15.5% - 19.4% 17.5% - 22.3% 100
microcredito productivo 26.5% annual, Decl Bal 1 Fee 1 Ins None 5,000.00 ongoing 31.9% - 34.7% 33.9% - 37.2% 73

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Small Loan product (12.5%) 0 31.9% 40.7% - 40.8% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Small Loan product (12.5%) 12.5% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 31.9% 40.7% - 40.8% 31

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CONSUMO LIBRE INVERSION COLI 21.2% annual, Decl Bal 0 Fees 1 Ins Ins None 2.5% upfront 5,000.00 ongoing 15.5% - 19.4% 17.5% - 22.3% 100
microcredito productivo 26.5% annual, Decl Bal 1 Fee 1 Ins Ins None 5,000.00 ongoing 31.9% - 34.7% 33.9% - 37.2% 73
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