2. Sahayata
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. FMSD
Please note that the information you are viewing is 166 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Sahayata Microfinance Private Limited 303, 3rd floor, Mahaveer Complex,5 C Madhuban,Udaipur, Rajasthan313001
Data approved: 2013-02-01
Data version: 2
Age of data: 139 months
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Institution

Fundación Mario Santo Domingo Carrera 45 N° 34-01 Piso 2Barranquilla, Atlántico
Data approved: 2011-08-01
Data version: 1
Age of data: 166 months

Product

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Product

Mejoramiento de vivienda Product 5 of 6 « Prev | Next »

Product Summary

59
COP 515,000 - 10,300,000
12 - 60
Credit Educ, Credit Ins
20.0% annual, Decl Bal
7.50% ongoing 37,120.00 ongoing
1.35%-3.10% upfront
None
N/A
 
N/A
30.3% - 31.7% (Int+Fee)
0 - 7.2%
0
30.3% - 35.9%
0 - N/A
61

This institution provided data on this product on 2011-01-25 and the product was no longer active when they submitted data on 2013-02-01.

Product Details

Key Statistics
Outstanding portfolio (COP)COP 150,406,793
Portfolio (USD)USD 82,641.10
Active Clients with Loans59
Approximate % Female Clients80% - 100%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Créditos destinados a financiar el mejoramiento de vivienda de los microempresarios.\rNo se financiarán acabados suntuosos ya que el crédito de mejoramiento tiene como principal objetivo adecuar la vivienda en condiciones habitables.
Loan Purpose
Any purpose
Income generation
Mortgage/housingx
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or landx
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyCOP
Minimum loan sizeCOP 515,000
Maximum loan size10,300,000
Loan Term and Grace Period
Shortest loan term12.0 months
Longest loan term60.0 months
Approx average0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest20.00%
Highest quoted nominal interest20.00%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
Fee 1Fee 2
DescriptionComisio de microcredito autorizada por el Consejo Superior de la Microempresa (MIPYME)PAPELERIA (MIPYME)
% of loan amount - min7.50%0
% of loan amount - max7.50%0
OR, Fixed amount - min037,120
Fixed amount - max037,120
Reason for variationN/AN/A
Appears on Repayment Sched?YesYes
Upfront Insurance Fees
Ins 1
DescriptionGarantia Fondo Nacional de Garantias (para algunos prestamos) (cobrado anualmente)
% of loan amount - min1.35%
% of loan amount - max3.10%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Mejoramiento de vivienda samples
Sample 1Sample 2Sample 3
Loan AmountCOP 3,000,000COP 5,000,000COP 6,000,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-05-272011-05-272011-06-14
Loan Term (Months)30.0 months48.0 months36.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component31.7%30.3%30.6%
Insurance Component0.0%0.0%5.3%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)31.7%30.3%35.9%
Transparency Index636656
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Mejoramiento de vivienda Price Graphs


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