2. Sahayata
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. SAT
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Sahayata Microfinance Private Limited 303, 3rd floor, Mahaveer Complex,5 C Madhuban,Udaipur, Rajasthan313001
Data approved: 2011-01-25
Data version: 1
Age of data: -   months 
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Institution

Sinapi Aba Trust 22A Ellis Avenue Nhyiaeso, near Capital RadioKumasi, AshantiP.O. Box 4911
Data approved: 2013-03-13
Data version: 2
Age of data: 144 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.sahayata.co.in/
Year established2007
Head of InstitutionAjay Verma
Regions active0
# Branches105

Total Portfolio (nat'l)INR 1,737,783,002
Total Portfolio (USD)USD 32,788,358.53
Active clients with loans289,991
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sinapiaba.com/
Year established1994
Head of InstitutionAnthony Gyasi-Fosu
Regions activeGreater Accra Region, Central Region, Western Region, Eastern Region, Volta Region, Ashanti Region, Brong Ahafo Region, Northern Region, Upper East Region, Upper West Region
# Branches48

Total Portfolio (nat'l)GHS 57,838,603
Total Portfolio (USD)USD 29,359,696.95
Active clients with loans148,020
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsOpportunity International, GHAMFIN, Mix Market, ASSFIN
FundersBlue Orchard, Symbotics, Kolibre Capital, Tridos

Loan Products » Summary

Midterm
48,819 Borrowers
USD 4,042,710.83 Portfolio
Active Product
Progressive
215,270 Borrowers
USD 23,695,127.81 Portfolio
Active Product
Vishwas
25,902 Borrowers
USD 5,050,519.89 Portfolio
Active Product

Loan Products » Summary

Individual
4,150 Borrowers
USD 1,078,246.19 Portfolio
Active Product
SME
519 Borrowers
USD 1,896,553.30 Portfolio
Active Product
Solidarity
45,929 Borrowers
USD 11,445,623.86 Portfolio
Active Product
Trust
97,009 Borrowers
USD 14,939,274.11 Portfolio
Active Product
School Loans
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Sahayata Midterm Loan INR 10,000 - 10,000 17.3 80% - 100% 60% - 80% Business Women, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
Sahayata Progressive Loan INR 5,000 - 10,000 11.5 80% - 100% 60% - 80% Business Women, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
SAHAYATA Vishwas Loan (Reloan) INR 15,000 - 15,000 17.3 80% - 100% 60% - 80% Business Women, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Individual GHS 100 - 5,000 6 - 12 80% - 100% 60% - 80% Business, Housing, Education, Micro School, Special Agric Loan Women, Men, Have business Credit Educ, Group Mtgs, Business Training
SME GHS 5,000 - 50,000 6 - 12 60% - 80% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Solidarity GHS 1,000 - 4,000 0.5 - 10 80% - 100% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health Education
Trust Bank GHS 200 - 900 6 - 10 80% - 100% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Sahayata Midterm Loan 0% 33.7% 35.9% N/A
Sahayata Progressive Loan 0% 33.7% - 34.8% 35.9% N/A
SAHAYATA Vishwas Loan (Reloan) 0% 32.9% 34% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Sahayata Midterm Loan 28.6% annual, Decl Bal 0 Fees 1 Ins None N/A 33.7% 35.9% 80
Sahayata Progressive Loan 26.3% annual, Decl Bal 0 Fees 1 Ins None N/A 33.7% - 34.8% 35.9% 73
SAHAYATA Vishwas Loan (Reloan) 27.1% annual, Decl Bal 0 Fees 1 Ins None N/A 32.9% 34% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual 20.00%-40.00% annual, Flat 2 Fees 1 Ins None 10.00% upfront 64.3% - 75.8% 78.7% - 91.5% 22
SME 36.00%-40.00% annual, Flat 2 Fees 1 Ins None 10.00% upfront 56.6% - 76.6% 69.6% - 94.5% 43
Solidarity 22.00%-39.00% annual, Flat 2 Fees 1 Ins None 10.00% upfront 69.2% - 75.4% 84.8% - 93.1% 24
Trust Bank 22.00%-39.00% annual, Flat 2 Fees 1 Ins None 10.00% upfront 76.8% - 79.4% 94.4% - 97.8% 22

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Sahayata Midterm Loan 0% 33.7% 35.9% N/A
Sahayata Progressive Loan 0% 33.7% - 34.8% 35.9% N/A
SAHAYATA Vishwas Loan (Reloan) 0% 32.9% 34% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Sahayata Midterm Loan 28.6% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 33.7% 35.9% 80
Sahayata Progressive Loan 26.3% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 33.7% - 34.8% 35.9% 73
SAHAYATA Vishwas Loan (Reloan) 27.1% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 32.9% 34% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual 20.00%-40.00% annual, Flat 2 Fees 1 Ins Ins None 10.00% upfront 64.3% - 75.8% 78.7% - 91.5% 22
SME 36.00%-40.00% annual, Flat 2 Fees 1 Ins Ins None 10.00% upfront 56.6% - 76.6% 69.6% - 94.5% 43
Solidarity 22.00%-39.00% annual, Flat 2 Fees 1 Ins Ins None 10.00% upfront 69.2% - 75.4% 84.8% - 93.1% 24
Trust Bank 22.00%-39.00% annual, Flat 2 Fees 1 Ins Ins None 10.00% upfront 76.8% - 79.4% 94.4% - 97.8% 22
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessLoan PurposeSahayataInstitutionIN-056-V01-P01IN-056-V01-P02IN-056-V01-P03ProductINCountry2011YearRange Number1Institution Data Version02,0004,0006,0008,00010,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 100,00080,00053,00026,0002,900Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeSATInstitutionGH-041-V02-P01GH-041-V02-P03GH-041-V02-P04GH-041-V02-P05ProductGHCountry2013YearRange Number2Institution Data Version05,00010,00015,000Loan Size (all)0%20%40%60%80%100%Full APR (int fee ins tax dep)> 97,00072,00048,00024,0002,600Number of Borrowers
Click to view Price Analysis Tool
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Key Statistics
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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