2. Saija
Please note that the information you are viewing is 138 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Maata-N-Tudu
Please note that the information you are viewing is 138 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Saija Finance Pvt. Ltd. Uma Complex, 3rd FloorFraser RoadPatna, BahirPO Box 800001
Data approved: 2013-02-08
Data version: 2
Age of data: 138 months
Choose version

Institution

MAATA-N-TUDU ASSOCIATION P. O. BOX 1015Tamale, Northern Region233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
Choose version

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.saija.in/
Year established2007
Head of InstitutionS. R. Sinha
Regions activeBihar
# Branches7

Total Portfolio (nat'l)INR 248,186,765.50
Total Portfolio (USD)USD 4,682,769.16
Active clients with loans24,779
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.maata-n-tudu.org/
Year established1993
Head of InstitutionKONLAN LAMBONGANG
Regions active0
# Branches3

Total Portfolio (nat'l)GHS 1,413,852
Total Portfolio (USD)USD 942,568
Active clients with loans12,900
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsGHAMFIN, ASSFIN
FundersCORDAID, UNDP, GRAMEEN FOUNDATION, PLANET FINANCE

Loan Products » Summary

Business
3,131 Borrowers
USD 909,726.06 Portfolio
Active Product
Household
21,648 Borrowers
USD 3,773,043.10 Portfolio
Active Product

Loan Products » Summary

Agro Processing Loan
2,881 Borrowers
USD 210,507 Portfolio
Active Product
Grain Banking Loan
2,250 Borrowers
USD 164,182 Portfolio
Active Product
Individual Loan
23 Borrowers
USD 50,226 Portfolio
Active Product
Trading Loan
7,769 Borrowers
USD 517,653 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Saija Karobar Rin - Business JLG INR 5,000 - 50,000 11.5 - 24 0% - 20% 80% - 100% Business Women, Men, Have business, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH Credit Ins
Saija Mahila Rin - Household JLG INR 5,000 - 50,000 11.5 - 24 80% - 100% 100% Business Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agro Processing Loan GHS 50 - 300 9 80% - 100% 0% - 20%
Grain Banking Loan GHS 50 - 500 9 80% - 100% 0% - 20%
Individual Loan 0 0 80% - 100% 80% - 100%
Trading Loan GHS 50 - 300 6 80% - 100% 40% - 60%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Saija Karobar Rin - Business JLG 25.9% - 26.3% 26.8% - 28% 27.5% - 28.8% Yes Yes Yes 100
Saija Mahila Rin - Household JLG 25.9% - 26% 26.8% - 28% 27.4% - 29.5% Yes Yes Yes 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Saija Karobar Rin - Business JLG 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.8% - 28% 27.5% - 28.8% 92
Saija Mahila Rin - Household JLG 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.8% - 28% 27.4% - 29.5% 92

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agro Processing Loan 36.00%-0.00% annual, Flat 1 Fee 0 Ins 47.1% - 48.1% 62.1% - 63.5% 57
Grain Banking Loan 38.04%-0.00% annual, Flat 2 Fees 0 Ins 40.7% 51% 74
Individual Loan 0.00% annual, 0 0 Fees 0 Ins 54.1% - 54.2% 63.1% - 63.2%
Trading Loan 36.00%-0.00% annual, Flat 2 Fees 0 Ins 55.3% 76.3% 47

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Saija Karobar Rin - Business JLG 25.9% - 26.3% 26.8% - 28% 27.5% - 28.8% Yes Yes Yes 100
Saija Mahila Rin - Household JLG 25.9% - 26% 26.8% - 28% 27.4% - 29.5% Yes Yes Yes 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Saija Karobar Rin - Business JLG 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.8% - 28% 27.5% - 28.8% 92
Saija Mahila Rin - Household JLG 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.8% - 28% 27.4% - 29.5% 92

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agro Processing Loan 36.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 47.1% - 48.1% 62.1% - 63.5% 57
Grain Banking Loan 38.04%-0.00% annual, Flat 2 Fees 0 Ins Ins 40.7% 51% 74
Individual Loan 0.00% annual, 0 0 Fees 0 Ins Ins 54.1% - 54.2% 63.1% - 63.2%
Trading Loan 36.00%-0.00% annual, Flat 2 Fees 0 Ins Ins 55.3% 76.3% 47
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞