Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.saija.in/ |
Year established | 2007 |
Head of Institution | S. R. Sinha |
Regions active | Bihar |
# Branches | 7 |
Total Portfolio (nat'l) | INR 248,186,765.50 |
Total Portfolio (USD) | USD 4,682,769.16 |
Active clients with loans | 24,779 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.mdftanzania.org |
Year established | 2011 |
Head of Institution | Gilbert Ruwaichi Mambali |
Regions active | Dar es Salaam, Pwani |
# Branches | 1 |
Total Portfolio (nat'l) | TZS 241,174,979 |
Total Portfolio (USD) | USD 151,682.38 |
Active clients with loans | 606 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | TAMFI |
Funders | SELF Project, NMB |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Saija Karobar Rin - Business JLG | INR 5,000 - 50,000 | 11.5 - 24 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH | Credit Ins | |||||||
Saija Mahila Rin - Household JLG | INR 5,000 - 50,000 | 11.5 - 24 | 80% - 100% | 100% | Business | Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH | Group Mtgs, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | TZS 100,000 - 5,000,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business, Agriculture | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Saija Karobar Rin - Business JLG | 25.9% - 26.3% | 26.8% - 28% | 27.5% - 28.8% | Yes | Yes | Yes | 100 | |||||||
Saija Mahila Rin - Household JLG | 25.9% - 26% | 26.8% - 28% | 27.4% - 29.5% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Saija Karobar Rin - Business JLG | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 26.8% - 28% | 27.5% - 28.8% | 92 | ||||||||
Saija Mahila Rin - Household JLG | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 26.8% - 28% | 27.4% - 29.5% | 92 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 36.0%-48.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 1,500.00-2000.00 ongoing | 96.2% - 182.2% | 154.9% - 299.1% | 19 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Saija Karobar Rin - Business JLG | 25.9% - 26.3% | 26.8% - 28% | 27.5% - 28.8% | Yes | Yes | Yes | 100 | |||||||
Saija Mahila Rin - Household JLG | 25.9% - 26% | 26.8% - 28% | 27.4% - 29.5% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Saija Karobar Rin - Business JLG | 26.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 26.8% - 28% | 27.5% - 28.8% | 92 | ||||||||
Saija Mahila Rin - Household JLG | 26.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 26.8% - 28% | 27.4% - 29.5% | 92 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 36.0%-48.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 1,500.00-2000.00 ongoing | 96.2% - 182.2% | 154.9% - 299.1% | 19 |
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