| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.samasta.co.in/ |
| Year established | 2008 |
| Head of Institution | Venkatesh N |
| Regions active | Karnataka, Tamil Nadu |
| # Branches | 24 |
| Total Portfolio (nat'l) | INR 254,928,392 |
| Total Portfolio (USD) | USD 4,809,969.66 |
| Active clients with loans | 45,514 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | MFIN, India, AKMI, India |
| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2004 |
| Head of Institution | Sebastian Tobon Palacio |
| Regions active | |
| # Branches | 26 |
| Total Portfolio (nat'l) | COP 93,846,000,000 |
| Total Portfolio (USD) | USD 51,563,736.26 |
| Active clients with loans | 36,297 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Red de Microcredito, Asomicrofinanzas |
| Funders | Grupo Bancolombia |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | INR 10,000 - 15,000 | 12 | 80% - 100% | 80% - 100% | Business | Women, Have business, Low HH Inc, Med HH Inc | Credit Educ, Group Mtgs, Credit Ins, Other Training | |||||||
| Dairy Cow Loan | INR 24,999 - 25,000 | 24 | 80% - 100% | 0% - 20% | Business | Women, Low HH Inc, Med HH Inc, Must be supplying milk to procurers (Cooperatives or private) | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcrédito | COP 535,600 - 13,390,000 | 3 - 48 | 40% - 60% | 60% - 80% | Business, Other, Activos fijos, reforma locativa, insumos, Gastos operativos del negocio, capital de trabajo | Women, Men, Have business, Centrales de Riesgo aprobadas | Credit Educ, Tech Asst Visits, Other Training, Acompañamiento y seguimiento, Educación financiera |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 27.2% - 28% | 29.2% - 30% | 30.3% - 31.1% | Yes | Yes | Yes | 99 | |||||||
| Dairy Cow Loan | 27% - 27.2% | 28% - 28.2% | 28.8% - 29% | Yes | Yes | Yes | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 26.0%-27.5% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 29.2% - 30% | 30.3% - 31.1% | 85 | ||||||||
| Dairy Cow Loan | 26.0%-27.5% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 28% - 28.2% | 28.8% - 29% | 90 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcrédito | 29.6% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 39.4% - 41.3% | 45.2% - 57.7% | 59 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 27.2% - 28% | 29.2% - 30% | 30.3% - 31.1% | Yes | Yes | Yes | 99 | |||||||
| Dairy Cow Loan | 27% - 27.2% | 28% - 28.2% | 28.8% - 29% | Yes | Yes | Yes | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 26.0%-27.5% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 29.2% - 30% | 30.3% - 31.1% | 85 | ||||||||
| Dairy Cow Loan | 26.0%-27.5% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 28% - 28.2% | 28.8% - 29% | 90 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcrédito | 29.6% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 39.4% - 41.3% | 45.2% - 57.7% | 59 |
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