Please note that the information you are viewing is
171 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2010-10-25
Data version: 1
Age of data: 171 months
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.sambhavindia.org/ |
| Year established | 1988 |
| Head of Institution | Dr. S.K.Singh |
| Regions active | Madhya Pradesh, Uttar Pradesh |
| # Branches | 9 |
| Total Portfolio (nat'l) | INR 9,737,000 |
| Total Portfolio (USD) | USD 183,716.98 |
| Active clients with loans | 1,571 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
53 Borrowers
USD 11,320.75 Portfolio
Active Product
298 Borrowers
USD 55,415.09 Portfolio
Active Product
1,220 Borrowers
USD 116,981.13 Portfolio
Active Product
Loan Products » Conditions
| Product Name |
|
Loan Size Range |
|
Loan Term (months) |
|
% Female |
|
% Urban |
|
Loan Purpose |
|
Eligibility |
|
Other Services |
| House Repair |
|
INR 5,000 - 20,000 |
|
12 - 24 |
|
80% - 100% |
|
60% - 80% |
|
Housing |
|
Women, Have home or land |
|
Credit Educ, Group Mtgs, Credit Ins |
| Live Stock |
|
INR 5,000 - 20,000 |
|
12 |
|
80% - 100% |
|
0% - 20% |
|
Livestock Purchase |
|
Women, She should have experince of keeping Buffalow , cow and goat. |
|
Credit Educ, Group Mtgs, Credit Ins |
| Sanitation Loan |
|
INR 3,000 - 10,000 |
|
12 - 24 |
|
80% - 100% |
|
80% - 100% |
|
For constructing a toilet and bathing space. |
|
Women, Have home or land |
|
Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits |
Loan Products » MFIN India Additional Information
| Product Name |
|
APR (int) |
|
MFIN MFI Earning (Annualised) |
|
MFIN Cost to Borrower (Annualised) |
|
COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD |
|
COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES |
|
COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM |
|
MFIN Transparency Index |
| House Repair |
|
0% |
|
33.9% |
|
41.9% |
|
|
|
|
|
|
|
N/A |
| Live Stock |
|
0% |
|
18.7% - 34.8% |
|
22.5% - 43.6% |
|
|
|
|
|
|
|
N/A |
| Sanitation Loan |
|
0% |
|
35.5% - 42.5% |
|
39.6% - 54.5% |
|
|
|
|
|
|
|
N/A |
Loan Products » Pricing Information
| Product Name |
|
Annual Nominal Interest |
|
Fees |
|
Insurance |
|
Taxes |
|
Compulsory Deposit |
|
APR (int+fee) |
|
Full APR |
|
Transparency Index |
| House Repair |
|
18.0% annual, Flat |
|
1 Fee |
|
2 Ins |
|
None |
|
10.0% upfront |
|
33.9% |
|
41.9% |
|
43 |
| Live Stock |
|
18.0% annual, Flat |
|
1 Fee |
|
1 Ins |
|
None |
|
10.0% upfront |
|
18.7% - 34.8% |
|
22.5% - 43.6% |
|
54 |
| Sanitation Loan |
|
18.0% annual, Flat |
|
1 Fee |
|
1 Ins |
|
None |
|
10.0% upfront |
|
35.5% - 42.5% |
|
39.6% - 54.5% |
|
39 |
Please note that the information you are viewing is
139 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2013-06-20
Data version: 3
Age of data: 139 months
This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months.
MFTransparency presents basic data rather than full data for low volume products
Key Statistics
| Outstanding portfolio (USD) | USD 1,115 |
| Portfolio (USD) | USD 1,115 |
| Active Clients with Loans | 19 |
| Approximate % Female Clients | 60% - 80% |
| Approximate % Urban Clients | 0% - 20% |
Description
2-10 members and joint liability. The loan term 12- 20 months with the loan size $50-$950 per member and monthly installment with 3 months grace period for the loan 12 months. Agrees to borrow both husband & wife or father-mother and son/daughter.
Loan Purpose
| Any purpose | |
| Income generation | x |
| Mortgage/housing | x |
| Consumer loan | x |
| Agriculture | |
| Education | x |
| Other household finance | x |
| Other | |
| Other (2) | |
Eligibility
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | x |
| Must be a salaried worker | x |
| Must be specific age group | |
| Other | |
| Other (2) | |
Portfolio Size by Product
Geographic Coverage
| # Regions for this institution | 2 |
| # Regions for this product | N/A |
| Regions Active | |
