Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.sambhavindia.org/ |
Year established | 1988 |
Head of Institution | Dr. S.K.Singh |
Regions active | Madhya Pradesh, Uttar Pradesh |
# Branches | 9 |
Total Portfolio (nat'l) | INR 9,737,000 |
Total Portfolio (USD) | USD 183,716.98 |
Active clients with loans | 1,571 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.prsp,org.pk |
Year established | 1997 |
Head of Institution | Allah Rakha Assi |
Regions active | Punjab |
# Branches | 60 |
Total Portfolio (nat'l) | PKR 903,792,770 |
Total Portfolio (USD) | USD 9,222,375.20 |
Active clients with loans | 72,789 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0 |
Network affiliations | Pakistan Microfinance Network, RSPN, HRDN |
Funders | Pakistan Poverty Alleviation Fund, Punjab Government, RSPN |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
House Repair | INR 5,000 - 20,000 | 12 - 24 | 80% - 100% | 60% - 80% | Housing | Women, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
Live Stock | INR 5,000 - 20,000 | 12 | 80% - 100% | 0% - 20% | Livestock Purchase | Women, She should have experince of keeping Buffalow , cow and goat. | Credit Educ, Group Mtgs, Credit Ins | |||||||
Sanitation Loan | INR 3,000 - 10,000 | 12 - 24 | 80% - 100% | 80% - 100% | For constructing a toilet and bathing space. | Women, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | PKR 15,000 - 40,000 | 6 - 18 | 40% - 60% | 0% | Agriculture | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training | |||||||
Enterprise Loan | PKR 15,000 - 40,000 | 6 - 18 | 40% - 60% | 0% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training | |||||||
Livestock Loan | PKR 15,000 - 40,000 | 6 - 18 | 40% - 60% | 0% | Other, Fattening/Breeding of Sheep, Goat, and other milk animals. | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
House Repair | 0% | 33.9% | 41.9% | N/A | ||||||||||
Live Stock | 0% | 18.7% - 34.8% | 22.5% - 43.6% | N/A | ||||||||||
Sanitation Loan | 0% | 35.5% - 42.5% | 39.6% - 54.5% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
House Repair | 18.0% annual, Flat | 1 Fee | 2 Ins | None | 10.0% upfront | 33.9% | 41.9% | 43 | ||||||||
Live Stock | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 18.7% - 34.8% | 22.5% - 43.6% | 54 | ||||||||
Sanitation Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 35.5% - 42.5% | 39.6% - 54.5% | 39 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 22.5% - 23.9% | 22.5% - 23.9% | N/A | ||||||||
Enterprise Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 23.7% - 24.7% | 23.7% - 24.7% | N/A | ||||||||
Livestock Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 21.8% - 23.7% | 21.8% - 23.7% | N/A |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
House Repair | 0% | 33.9% | 41.9% | N/A | ||||||||||
Live Stock | 0% | 18.7% - 34.8% | 22.5% - 43.6% | N/A | ||||||||||
Sanitation Loan | 0% | 35.5% - 42.5% | 39.6% - 54.5% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
House Repair | 18.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 10.0% upfront | 33.9% | 41.9% | 43 | ||||||||
Live Stock | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 18.7% - 34.8% | 22.5% - 43.6% | 54 | ||||||||
Sanitation Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 35.5% - 42.5% | 39.6% - 54.5% | 39 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 22.5% - 23.9% | 22.5% - 23.9% | N/A | ||||||||
Enterprise Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 23.7% - 24.7% | 23.7% - 24.7% | N/A | ||||||||
Livestock Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 21.8% - 23.7% | 21.8% - 23.7% | N/A |
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