2. Sambhav
Please note that the information you are viewing is 175 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Sambhav Social Service Organization Lincoln House, 19 New Vivekanand ColonyBalwant Nagar Ext. Gandhi RaodGwalior, M.P474002
Data approved: 2010-10-25
Data version: 1
Age of data: 175 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.sambhavindia.org/
Year established1988
Head of InstitutionDr. S.K.Singh
Regions activeMadhya Pradesh, Uttar Pradesh
# Branches9

Total Portfolio (nat'l)INR 9,737,000
Total Portfolio (USD)USD 183,716.98
Active clients with loans1,571
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations

Loan Products » Summary

House
53 Borrowers
USD 11,320.75 Portfolio
Active Product
Live stock
298 Borrowers
USD 55,415.09 Portfolio
Active Product
Sanitation
1,220 Borrowers
USD 116,981.13 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
House Repair INR 5,000 - 20,000 12 - 24 80% - 100% 60% - 80% Housing Women, Have home or land Credit Educ, Group Mtgs, Credit Ins
Live Stock INR 5,000 - 20,000 12 80% - 100% 0% - 20% Livestock Purchase Women, She should have experince of keeping Buffalow , cow and goat. Credit Educ, Group Mtgs, Credit Ins
Sanitation Loan INR 3,000 - 10,000 12 - 24 80% - 100% 80% - 100% For constructing a toilet and bathing space. Women, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
House Repair 0% 33.9% 41.9% N/A
Live Stock 0% 18.7% - 34.8% 22.5% - 43.6% N/A
Sanitation Loan 0% 35.5% - 42.5% 39.6% - 54.5% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
House Repair 18.0% annual, Flat 1 Fee 2 Ins None 10.0% upfront 33.9% 41.9% 43
Live Stock 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 18.7% - 34.8% 22.5% - 43.6% 54
Sanitation Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 35.5% - 42.5% 39.6% - 54.5% 39
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeHousingOtherLoan PurposeSambhavInstitutionIN-059-V01-P01IN-059-V01-P02IN-059-V01-P03ProductINCountry2010YearRange Number1Institution Data Version05,00010,00015,00020,000Loan Size (all)0%20%40%Full APR (int fee ins tax dep)> 60030030Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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  2. THPU
Please note that the information you are viewing is 148 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

The Hunger Project Uganda Kisozi House NakaseroKampalaP.O Box 26393
Data approved: 2012-10-11
Data version: 2
Age of data: 148 months
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Product

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Product Details

Key Statistics
Outstanding portfolio (UGX)UGX 1,690,978,371
Portfolio (USD)USD 676,391
Active Clients with Loans6,528
Approximate % Female Clients60% - 80%
Approximate % Urban Clients0% - 20%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
Clients form groups of 10-15 members to access credit
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Educationx
Other household financex
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visitsx
Business trainingx
Other trainingx
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or landx
Must be a salaried worker
Must be specific age groupx
OtherCommunity Member
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution3
# Regions for this product3
Regions ActiveCentral, Eastern, Western

Loan Conditions

Loan Amount
CurrencyUGX
Minimum loan sizeUGX 100,000
Maximum loan size1,200,000
Distribution at Disbursement (Est.)
Loans less than UGX 1,000,00070%
UGX 1,000,000-5,000,00030%
UGX 5,000,000-7,500,0000
UGX 7,500,000-10,000,0000
UGX 10,000,000-13,000,0000
Greater than UGX 13,000,0000
Loan Term and Grace Period
Shortest loan term10.0 months
Longest loan term10.0 months
Approx average10.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months100%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage100%
Average grace period2.0 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest20.00%
Highest quoted nominal interest20.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionCredit Life Insurance
% of loan amount - min1.00%
% of loan amount - max1.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?No
Do borrowers control deposit in their group?No
Deposit BEFORE or AT Disbursement
% loan amount deposited10.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited1.00%
or, Fixed-amount deposited0
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Group Lending samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountUGX 300,000UGX 700,000UGX 800,000UGX 600,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2012-05-162012-02-172012-04-042012-03-09
Loan Term (Months)10.0 months10.0 months10.0 months10.0 months
Grace Period (Months)1.0 month1.0 month0.0 months1.0 month
Total Cost of CreditUGX 63,000UGX 147,000UGX 168,000UGX 126,000
True Price by Comp       
Interest price component40.6%41.0%40.8%40.6%
Fee Component0.0%0.0%0.0%0.0%
Insurance Component2.3%2.3%2.3%2.3%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component8.6%8.8%8.8%8.7%
Full APR (int fee ins tax dep)51.5%52.1%51.9%51.6%
Transparency Index39383939
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Group Lending Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeTHPUInstitutionUG-019-V02-P01ProductUGCountry2012YearRange Number2Institution Data Version0200,000400,000600,000800,000Loan Size (all)0%20%40%Full APR (int fee ins tax dep)> 4,5003,4002,2001,100100Number of Borrowers
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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