Institution Type | Public 'For Profit' |
Is this institution regulated? | Yes |
Website address | http://www.satincreditcare.com/ |
Year established | 1990 |
Head of Institution | H P Singh |
Regions active | 0 |
# Branches | 144 |
Total Portfolio (nat'l) | INR 2,382,034,116 |
Total Portfolio (USD) | USD 52,934,091.47 |
Active clients with loans | 276,160 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MFIN, Sa-Dhan |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.visionfunduganda.co.ug |
Year established | 1997 |
Head of Institution | Stephen Nnawuba |
Regions active | Central, Eastern, Northern |
# Branches | 13 |
Total Portfolio (nat'l) | UGX 8,054,187,154 |
Total Portfolio (USD) | USD 3,221,674.86 |
Active clients with loans | 13,072 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Vision Fund International, AMFIU |
Funders | World Vision International |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | INR 8,000 - 16,000 | 12 | 80% - 100% | 0% - 20% | Business, Housing | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
Income Generation Loan - Urban | INR 20,000 - 50,000 | 6 - 36 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business | Credit Educ | |||||||
Income Generation Loan (Rural) | INR 3,000 - 25,000 | 15 - 26 | 80% - 100% | 0% - 20% | Business | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Individual loan | UGX 500,000 - 10,000,000 | 3 - 12 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
Farmer's Pride Agricultural Loan | UGX 100,000 - 10,000,000 | 3 - 12 | 20% - 40% | 0% - 20% | Any Purpose, Related to Agriculture | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
Vision Fund Business Community Bank Loan | UGX 50,000 - 2,000,000 | 3 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
Vision for the Child Education Loan | UGX 50,000 - 1,000,000 | 3 - 6 | 40% - 60% | 0% - 20% | Education | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 0% | 0% | 0% | N/A | ||||||||||
Income Generation Loan - Urban | 28.3% | 24.9% - 30.1% | 24.9% - 30.1% | 100 | ||||||||||
Income Generation Loan (Rural) | 37.8% | 27.7% - 38.4% | 30.1% - 42.8% | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 18.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Income Generation Loan - Urban | 12.0%-15.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 24.9% - 30.1% | 24.9% - 30.1% | 44 | ||||||||
Income Generation Loan (Rural) | 12.0%-15.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 27.7% - 38.4% | 30.1% - 42.8% | 32 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Individual loan | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 15.00% upfront | 61% - 63.9% | 81.1% - 86.1% | 42 | ||||||||
Farmer's Pride Agricultural Loan | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 15.00% upfront | 54% - 56.2% | 70.4% - 73.5% | 49 | ||||||||
Vision Fund Business Community Bank Loan | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 15.00% upfront | 64.6% - 64.8% | 88.9% - 89.1% | 40 | ||||||||
Vision for the Child Education Loan | 36.00% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.00% upfront | 41.1% - 47.7% | 60.4% - 72% | 55 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 0% | 0% | 0% | N/A | ||||||||||
Income Generation Loan - Urban | 28.3% | 24.9% - 30.1% | 24.9% - 30.1% | 100 | ||||||||||
Income Generation Loan (Rural) | 37.8% | 27.7% - 38.4% | 30.1% - 42.8% | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 18.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Income Generation Loan - Urban | 12.0%-15.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 24.9% - 30.1% | 24.9% - 30.1% | 44 | ||||||||
Income Generation Loan (Rural) | 12.0%-15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 27.7% - 38.4% | 30.1% - 42.8% | 32 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Individual loan | 36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.00% upfront | 61% - 63.9% | 81.1% - 86.1% | 42 | ||||||||
Farmer's Pride Agricultural Loan | 36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.00% upfront | 54% - 56.2% | 70.4% - 73.5% | 49 | ||||||||
Vision Fund Business Community Bank Loan | 36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.00% upfront | 64.6% - 64.8% | 88.9% - 89.1% | 40 | ||||||||
Vision for the Child Education Loan | 36.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 10.00% upfront | 41.1% - 47.7% | 60.4% - 72% | 55 |
Key Statistics | |
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Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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