| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2006 |
| Head of Institution | Ranjib Kumar Ghosh |
| Regions active | |
| # Branches | 6 |
| Total Portfolio (nat'l) | INR 24,841,151 |
| Total Portfolio (USD) | USD 468,700.96 |
| Active clients with loans | 6,782 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | INR 3,000 - 15,000 | 8.6 | 80% - 100% | 20% - 40% | Business | Women | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 0 | 32.1% | 42.8% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 11.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 32.1% | 42.8% | 26 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACB-SA | 4,335 | 1,476,288 | 6 | 145 |
| Comicoka | 827 | 758,435 | 4 | 145 |
| COOJAD | 511 | 823,215 | 6 | 145 |
| COOPEDU | 2,029 | 7,549,835 | 9 | 145 |
| Duterimbere | 6,607 | 4,365,044 | 3 | 145 |
| Goshen | 2,076 | 3,716,008 | 5 | 162 |
| Inkingi | 2,648 | 2,593,366 | 5 | 162 |
| RML | 4,960 | 3,473,781 | 3 | 145 |
| UCU | 3,391 | 1,603,524 | 4 | 145 |
| Urwego | 37,900 | 14,755,000 | 6 | |
| Vision Finance | 14,226 | 3,474,646 | 6 | 162 |
| Wisigara | 2,177 | 904,708 | 3 | 145 |
| Zamuka | 253 | 124,445 | 3 | 145 |
| Zigama CSS | 53,806 | 59,670,753 | 2 | 162 |
| Key Statistics | |
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| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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