2. Share
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. ACB-SA
Please note that the information you are viewing is 148 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

SHARE Microfin Limited 1-224/58Rajeev Nagar, NacharamHyderabad, Andhra pradesh500076
Data approved: 2011-05-11
Data version: 1
Age of data: -   months 
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Institution

Amasezerano Community Bank Head OfficeKigaliPO Box 4691
Data approved: 2012-10-17
Data version: 2
Age of data: 148 months
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.sharemicrofin.com/
Year established2000
Head of InstitutionMr. M. Udaia Kumar
Regions active0
# Branches990

Total Portfolio (nat'l)INR 22,076,816,363
Total Portfolio (USD)USD 490,595,919.20
Active clients with loans2,807,147
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsSa-Dhan, MFIN, WWB, Alpha

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.acb.rw
Year established2006
Head of InstitutionFroduald Munyankiko
Regions activeBugesera, Kicukiro
# Branches6

Total Portfolio (nat'l)RWF 930,061,222
Total Portfolio (USD)USD 1,476,287.65
Active clients with loans4,335
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliationsAMIR, Terrafina
FundersAfrican Evangelical Enterprise, Rwanda, Aquadev, Kiva, Terrafina

Loan Products » Summary

JLG
2,526,432 Borrowers
USD 456,254,204.80 Portfolio
Active Product
Micro Enterprise Loan
168,430 Borrowers
USD 33,115,224.56 Portfolio
Active Product
Personal Loans
112,285 Borrowers
USD 1,226,489.80 Portfolio
Active Product

Loan Products » Summary

Curuza
187 Borrowers
USD 337,908 Portfolio
Active Product
Hembwa
1,067 Borrowers
USD 138,600 Portfolio
Active Product
Kaze
2,764 Borrowers
USD 468,488 Portfolio
Active Product
Tunga
137 Borrowers
USD 268,414 Portfolio
Active Product
Ezukame
48 Borrowers
USD 75,486 Portfolio
Low Volume Product
Ganaza
28 Borrowers
USD 93,712 Portfolio
Low Volume Product
Hembwa Wage Express
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Joint Liability Group Loan INR 2,000 - 25,000 12 80% - 100% 0% - 20% Business, only for Income Generating Activities Women, Have business, Have home or land, Qualify for a test on Financial education , Training provided on Financial education Credit Educ, Group Mtgs, Tech Asst Visits
Micro Enterprise Loan INR 15,000 - 300,000 6 - 24 80% - 100% 0% - 20% Business Women, Have business, Have home or land
Personal Loans INR 9,000 - 99,000 6 - 24 20% - 40% 20% - 40% Any Purpose Women, Men, Have home or land, Salaried worker

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Curuza (Business) MT & LT RWF 100,000 - 10,000,000 4 - 36 0% - 20% 80% - 100% Business Men, Have business
Hembwa Wage MT & LT RWF 10,000 - 5,000,000 1 - 36 20% - 40% 60% - 80% Any Purpose Women, Men, Salaried worker
Kaze (Solidarity Group) GS & GS-PU RWF 10,000 - 500,000 4 - 12 0% - 20% 0% - 20% Business, Housing, Education Men, Have business
Tunga Women MT & LT RWF 100,000 - 10,000,000 1 - 36 80% - 100% 40% - 60% Any Purpose Women, Have business

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Joint Liability Group Loan 34.8% 34.8% 35.9% 100
Micro Enterprise Loan 0% 27.4% - 33.7% 28.4% - 35% N/A
Personal Loans 0% 28.1% - 30% 28.9% - 30.8% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Joint Liability Group Loan 19.8%-24.6% annual, Decl Bal 1 Fee 0 Ins None N/A 34.8% 35.9% 55
Micro Enterprise Loan 24.9% annual, Decl Bal 0 Fees 0 Ins None N/A 27.4% - 33.7% 28.4% - 35% 80
Personal Loans 24.9% annual, Decl Bal 0 Fees 0 Ins None N/A 28.1% - 30% 28.9% - 30.8% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Curuza (Business) MT & LT 15.00%-60.00% annual, Flat 2 Fees 1 Ins 18.00% fees 20.00% upfront 28.4% - 73.8% 43.3% - 96.6% 24
Hembwa Wage MT & LT 15.00% annual, Flat 2 Fees 1 Ins 18.00% fees N/A 28.4% - 41.4% 29.5% - 45.1% 44
Kaze (Solidarity Group) GS & GS-PU 30.00% annual, Flat 2 Fees 0 Ins 18.00% fees N/A 52% - 69.5% 56.7% - 73.3% 47
Tunga Women MT & LT 14.00%-60.00% annual, Flat 2 Fees 1 Ins 18.00% fees 10.00% upfront 27.3% - 68.4% 34.7% - 79% 25

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Joint Liability Group Loan 34.8% 34.8% 35.9% 100
Micro Enterprise Loan 0% 27.4% - 33.7% 28.4% - 35% N/A
Personal Loans 0% 28.1% - 30% 28.9% - 30.8% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Joint Liability Group Loan 19.8%-24.6% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 34.8% 35.9% 55
Micro Enterprise Loan 24.9% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 27.4% - 33.7% 28.4% - 35% 80
Personal Loans 24.9% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 28.1% - 30% 28.9% - 30.8% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Curuza (Business) MT & LT 15.00%-60.00% annual, Flat 2 Fees 1 Ins Ins 18.00% fees 20.00% upfront 28.4% - 73.8% 43.3% - 96.6% 24
Hembwa Wage MT & LT 15.00% annual, Flat 2 Fees 1 Ins Ins 18.00% fees N/A 28.4% - 41.4% 29.5% - 45.1% 44
Kaze (Solidarity Group) GS & GS-PU 30.00% annual, Flat 2 Fees 0 Ins Ins 18.00% fees N/A 52% - 69.5% 56.7% - 73.3% 47
Tunga Women MT & LT 14.00%-60.00% annual, Flat 2 Fees 1 Ins Ins 18.00% fees 10.00% upfront 27.3% - 68.4% 34.7% - 79% 25
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeAnyBusinessLoan PurposeShareInstitutionIN-063-V01-P01IN-063-V01-P02IN-063-V01-P03ProductINCountry2011YearRange Number1Institution Data Version010,00020,00030,00040,00050,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 630,000470,000310,000150,00017,000Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyBusinessLoan PurposeACB-SAInstitutionRW-001-V02-P01RW-001-V02-P04RW-001-V02-P05RW-001-V02-P06ProductRWCountry2012YearRange Number2Institution Data Version01,000,0002,000,0003,000,0004,000,000Loan Size (all)0%20%40%60%80%100%Full APR (int fee ins tax dep)> 2,7002,0001,30060070Number of Borrowers
Click to view Price Analysis Tool
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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