2. Share
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Centenary Bank
Please note that the information you are viewing is 149 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

SHARE Microfin Limited 1-224/58Rajeev Nagar, NacharamHyderabad, Andhra pradesh500076
Data approved: 2011-05-11
Data version: 1
Age of data: -   months 
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Institution

Centenary Rural Development Bank Mapeera House, Plot 44-46, Kampala RoadKampalaP.O.Box 1892
Data approved: 2013-01-24
Data version: 2
Age of data: 149 months
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.sharemicrofin.com/
Year established2000
Head of InstitutionMr. M. Udaia Kumar
Regions active0
# Branches990

Total Portfolio (nat'l)INR 22,076,816,363
Total Portfolio (USD)USD 490,595,919.20
Active clients with loans2,807,147
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsSa-Dhan, MFIN, WWB, Alpha

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.centenarybank.co.ug/
Year established1983
Head of InstitutionFabian Kasi
Regions activeCentral, Eastern, Northern, Western
# Branches38

Total Portfolio (nat'l)UGX 574,975,000,000
Total Portfolio (USD)USD 221,144,230.80
Active clients with loans133,802
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Loan Products » Summary

JLG
2,526,432 Borrowers
USD 456,254,204.80 Portfolio
Active Product
Micro Enterprise Loan
168,430 Borrowers
USD 33,115,224.56 Portfolio
Active Product
Personal Loans
112,285 Borrowers
USD 1,226,489.80 Portfolio
Active Product

Loan Products » Summary

Home
11,745 Borrowers
USD 16,673,843 Portfolio
Active Product
Micro Bsnss
55,071 Borrowers
USD 29,238,801 Portfolio
Active Product
Salary
49,036 Borrowers
USD 42,212,308 Portfolio
Active Product
Small Bsnss
20,000 Borrowers
USD 1,962 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Joint Liability Group Loan INR 2,000 - 25,000 12 80% - 100% 0% - 20% Business, only for Income Generating Activities Women, Have business, Have home or land, Qualify for a test on Financial education , Training provided on Financial education Credit Educ, Group Mtgs, Tech Asst Visits
Micro Enterprise Loan INR 15,000 - 300,000 6 - 24 80% - 100% 0% - 20% Business Women, Have business, Have home or land
Personal Loans INR 9,000 - 99,000 6 - 24 20% - 40% 20% - 40% Any Purpose Women, Men, Have home or land, Salaried worker

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Home Improvement Loan UGX 100,000 - 30,000,000 3 - 36 20% - 40% 20% - 40% Housing Women, Men, Have home or land Credit Ins
Micro Business Loan UGX 100,000 - 5,000,000 3 - 24 20% - 40% 20% - 40% Business Women, Men, Have business, Specific age group Credit Ins
Salary Loan UGX 100,000 - 250,000,000 3 - 48 20% - 40% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Small Business Loan UGX 5,100,000 - 20,000,000 3 - 24 20% - 40% 20% - 40% Business Women, Men, Have business Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Joint Liability Group Loan 34.8% 34.8% 35.9% 100
Micro Enterprise Loan 0% 27.4% - 33.7% 28.4% - 35% N/A
Personal Loans 0% 28.1% - 30% 28.9% - 30.8% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Joint Liability Group Loan 19.8%-24.6% annual, Decl Bal 1 Fee 0 Ins None N/A 34.8% 35.9% 55
Micro Enterprise Loan 24.9% annual, Decl Bal 0 Fees 0 Ins None N/A 27.4% - 33.7% 28.4% - 35% 80
Personal Loans 24.9% annual, Decl Bal 0 Fees 0 Ins None N/A 28.1% - 30% 28.9% - 30.8% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Home Improvement Loan 24.00% annual, Decl Bal 3 Fees 1 Ins None N/A 31.2% - 34.3% 31.6% - 35.2% 72
Micro Business Loan 29.00%-42.00% annual, Decl Bal 2 Fees 1 Ins None N/A 30.3% - 45.5% 30.9% - 46.4% 77
Salary Loan 18.96%-27.96% annual, Decl Bal 2 Fees 1 Ins None N/A 27.9% - 34% 28.5% - 36% 60
Small Business Loan 21.96%-24.00% annual, Decl Bal 3 Fees 1 Ins None N/A 33.1% - 35.3% 33.5% - 36.2% 62

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Joint Liability Group Loan 34.8% 34.8% 35.9% 100
Micro Enterprise Loan 0% 27.4% - 33.7% 28.4% - 35% N/A
Personal Loans 0% 28.1% - 30% 28.9% - 30.8% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Joint Liability Group Loan 19.8%-24.6% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 34.8% 35.9% 55
Micro Enterprise Loan 24.9% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 27.4% - 33.7% 28.4% - 35% 80
Personal Loans 24.9% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 28.1% - 30% 28.9% - 30.8% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Home Improvement Loan 24.00% annual, Decl Bal 3 Fees 1 Ins Ins None N/A 31.2% - 34.3% 31.6% - 35.2% 72
Micro Business Loan 29.00%-42.00% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 30.3% - 45.5% 30.9% - 46.4% 77
Salary Loan 18.96%-27.96% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 27.9% - 34% 28.5% - 36% 60
Small Business Loan 21.96%-24.00% annual, Decl Bal 3 Fees 1 Ins Ins None N/A 33.1% - 35.3% 33.5% - 36.2% 62
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeAnyBusinessLoan PurposeShareInstitutionIN-063-V01-P01IN-063-V01-P02IN-063-V01-P03ProductINCountry2011YearRange Number1Institution Data Version010,00020,00030,00040,00050,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 630,000470,000310,000150,00017,000Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeAnyBusinessHousingLoan PurposeCentenary BankInstitutionUG-003-V02-P01UG-003-V02-P02UG-003-V02-P03UG-003-V02-P04ProductUGCountry2013YearRange Number2Institution Data Version010,000,00020,000,00030,000,000Loan Size (all)0%10%20%30%40%50%Full APR (int fee ins tax dep)> 27,00020,00013,0006,800700Number of Borrowers
Click to view Price Analysis Tool
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Key Statistics
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# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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