| Institution Type | Public 'For Profit' |
| Is this institution regulated? | N/A |
| Website address | http://www.sksindia.com/ |
| Year established | 1997 |
| Head of Institution | MR. Rao |
| Regions active | 0 |
| # Branches | 2407 |
| Total Portfolio (nat'l) | INR 54,336,444,913 |
| Total Portfolio (USD) | USD 1,207,476,554 |
| Active clients with loans | 6,662,415 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | INR 2,000 - 30,000 | 11.5 | 80% - 100% | 0% - 20% | Business | Women, 60% of the members in the centers are required to own homes, we follow Joint Group liability model. | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Mid Term Loan | INR 2,000 - 15,000 | 11.5 | 80% - 100% | 0% - 20% | Business | Women, 60% of the members in the centers are required to own homes, we follow joint\\Group liability model. | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 26.8% | 26.8% - 31.5% | 28.9% - 35.9% | 47 | ||||||||||
| Mid Term Loan | 0% | 26.8% - 32.1% | 31.2% - 36.6% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 12.5%-15.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 26.8% - 31.5% | 28.9% - 35.9% | 37 | ||||||||
| Mid Term Loan | 12.5%-15.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 26.8% - 32.1% | 31.2% - 36.6% | 38 |
| Outstanding portfolio (UGX) | UGX 592,271,643 |
| Portfolio (USD) | USD 269,214 |
| Active Clients with Loans | 29 |
| Approximate % Female Clients | 0% - 20% |
| Approximate % Urban Clients | 80% - 100% |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | Business Assets, Construction |
| Other (2) |
| Credit education | |
| Group meetings | |
| Credit insurance | |
| Workplace visits | |
| Business training | |
| Other training | |
| Other | |
| Other (2) | |
| No other services |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | x |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | Must have a registered security like land title |
| Other (2) |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
