Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.svcl.in/ |
Year established | 2010 |
Head of Institution | Rakesh Dubey |
Regions active | Madhya Pradesh, Rajasthan, Uttar Pradesh |
# Branches | 44 |
Total Portfolio (nat'l) | INR 1,000,987,853 |
Total Portfolio (USD) | USD 18,886,563.26 |
Active clients with loans | 118,217 |
Approximate % female clients | 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | SADHAN, MFIN |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.acledabank.com.kh/ |
Year established | 1993 |
Head of Institution | Mr. In Channy |
Regions active | |
# Branches | 233 |
Total Portfolio (nat'l) | KHR 889,996,000,000 |
Total Portfolio (USD) | USD 225,315,443 |
Active clients with loans | 235,257 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | INR 8,000 - 14,000 | 10.7 | 100% | 40% - 60% | Business | Women, Have business, Specific age group, Low HH Inc, Med HH Inc | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Loan (KHR) | KHR 50,000 - 6,000,000 | 6 - 18 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | ||||||||
Micro Loan (USD) | USD 300 - 1,500 | 6 - 18 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | ||||||||
Micro Loan (THB) | THB 7,000 - 60,000 | 6 - 18 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | ||||||||
Small Loan (KHR) | KHR 6,000,001 - 39,999,999 | 6 - 24 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business, Have home or land | ||||||||
Small Loan (USD) | USD 1,501 - 9,999 | 6 - 24 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business, Have home or land | ||||||||
Small Loan (THB) | THB 60,001 - 399,999 | 6 - 24 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business, Have home or land |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 29.9% | 32.2% | 34.4% - 35.1% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 30.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 32.2% | 34.4% - 35.1% | 86 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Loan (KHR) | 28.8%-32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 30.4% - 32.9% | 30.4% - 32.9% | 89 | ||||||||
Micro Loan (USD) | 28.8%-32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 30.5% - 33% | 30.5% - 33% | 90 | ||||||||
Micro Loan (THB) | 28.8%-32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 30.4% - 33% | 30.4% - 33% | 91 | ||||||||
Small Loan (KHR) | 24.0%-28.8% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 26.8% - 29.2% | 26.8% - 29.2% | 87 | ||||||||
Small Loan (USD) | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 21.9% - 23.2% | 21.9% - 23.2% | 80 | ||||||||
Small Loan (THB) | 24.0%-28.8% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 29.2% - 29.3% | 29.2% - 29.3% | 82 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 29.9% | 32.2% | 34.4% - 35.1% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 30.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 32.2% | 34.4% - 35.1% | 86 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Loan (KHR) | 28.8%-32.4% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 30.4% - 32.9% | 30.4% - 32.9% | 89 | ||||||||
Micro Loan (USD) | 28.8%-32.4% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 30.5% - 33% | 30.5% - 33% | 90 | ||||||||
Micro Loan (THB) | 28.8%-32.4% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 30.4% - 33% | 30.4% - 33% | 91 | ||||||||
Small Loan (KHR) | 24.0%-28.8% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 26.8% - 29.2% | 26.8% - 29.2% | 87 | ||||||||
Small Loan (USD) | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 21.9% - 23.2% | 21.9% - 23.2% | 80 | ||||||||
Small Loan (THB) | 24.0%-28.8% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 29.2% - 29.3% | 29.2% - 29.3% | 82 |
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