2. SVCL
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

SV Creditline Pvt Ltd 10th Floor,Tower D,Global Business ParkGurgaon, HaryanaPO Box 122002
Data approved: 2013-03-31
Data version: 3
Age of data: 139 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.svcl.in/
Year established2010
Head of InstitutionRakesh Dubey
Regions activeMadhya Pradesh, Rajasthan, Uttar Pradesh
# Branches44

Total Portfolio (nat'l)INR 1,000,987,853
Total Portfolio (USD)USD 18,886,563.26
Active clients with loans118,217
Approximate % female clients100%
Approximate % urban clients40% - 60%
Network affiliationsSADHAN, MFIN

Loan Products » Summary

Income
118,217 Borrowers
USD 18,886,563.26 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generation Loan INR 8,000 - 14,000 10.7 100% 40% - 60% Business Women, Have business, Specific age group, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan 29.9% 32.2% 34.4% - 35.1% Yes Yes Yes 100
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan 30.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 32.2% 34.4% - 35.1% 86
Institution Price Graph
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  2. ProCredit CO
Please note that the information you are viewing is 166 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Banco ProCredit Colombia S.A. Av Calle 39 No 13 A 16Bogotá, Cundinamarca
Data approved: 2011-08-01
Data version: 1
Age of data: 166 months

Product

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Product Details

Key Statistics
Outstanding portfolio (COP)COP 33,528,903,983
Portfolio (USD)USD 18,422,474.72
Active Clients with Loans5,657
Approximate % Female Clients40% - 60%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
OtherTambién se otorgan prestamos a personas jurídicas, donde generalmente firman como garantía personal el representante legal y los socios
Description
Crèdito dirigido a aquellos clientes que son propietarios de una unidad de negocio o una empresa con mà¬nimo 1 año de antigàŒedad. El destino del crèdito es la financiacià²n de capital de trabajo o compra de activo fijo.
Loan Purpose
Any purpose
Income generationx
Mortgage/housingx
Consumer loan
Agriculture
Educationx
Other household financex
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age groupx
OtherPersona Jurídica
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyCOP
Minimum loan sizeCOP 5,000,000
Maximum loan size61,800,000
Loan Term and Grace Period
Shortest loan term1.0 month
Longest loan term36.0 months
Approx average24.0 months
Grace Period
Grace period usage10%
Average grace period3.0 months
Repayment Frequency
Dailyx
Weeklyx
Every 2 weeksx
Every 4 weeksx
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end paymentx
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest2.46%
Highest quoted nominal interest2.46%
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
Fee 1
DescriptionComisio Ley Mipyme
% of loan amount - min5.22%
% of loan amount - max8.75%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1Ins 2
DescriptionSeguro DañosSeguro de Deudor - % sobre saldo.
% of loan amount - min04.00%
% of loan amount - max0.46%4.00%
OR, Fixed amount - min00
Fixed amount - max00
Reason for variationN/AN/A
Appears on Repayment Sched?YesYes
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No
Additional Comments
FNG - Fondo Nacional de Garantías. Solamente para algunos préstamos de este producto. Esta comisión se cobra sobre el saldo a capital del crédito al cierre de cada mes.

Full Pricing Data

Crédito para muy pequeña Empresa samples
Sample 1Sample 2Sample 3
Loan AmountCOP 10,500,000COP 60,000,000COP 60,000,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-03-112011-04-072011-04-28
Loan Term (Months)36.0 months24.0 months60.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component40.3%34.0%24.5%
Insurance Component0.4%0.4%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)40.7%34.4%24.5%
Transparency Index7286100
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Crédito para muy pequeña Empresa Price Graphs


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