Please note that the information you are viewing is
136 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2013-01-22
Data version: 3
Age of data: 136 months
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.swadhaar.com/ |
Year established | 2008 |
Head of Institution | Veena Mankar |
Regions active | Gujarat, Maharashtra |
# Branches | 30 |
Total Portfolio (nat'l) | INR 909,845,169 |
Total Portfolio (USD) | USD 17,166,889.98 |
Active clients with loans | 92,891 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 100% |
Network affiliations | |
87,428 Borrowers
USD 15,265,990.89 Portfolio
Active Product
5,072 Borrowers
USD 1,392,004.70 Portfolio
Active Product
391 Borrowers
USD 508,894.40 Portfolio
Active Product
Loan Products » Conditions
Product Name |
|
Loan Size Range |
|
Loan Term (months) |
|
% Female |
|
% Urban |
|
Loan Purpose |
|
Eligibility |
|
Other Services |
Swahit - Individual Loan with Joint Liability |
|
INR 8,000 - 34,000 |
|
24 |
|
100% |
|
100% |
|
Business |
|
Women, Have business, Specific age group, Med HH Inc, Urban HH |
|
Credit Educ, Credit Ins |
Swayog - Individual Business Loan |
|
INR 8,000 - 75,000 |
|
3 - 12 |
|
0% - 20% |
|
100% |
|
Business |
|
Women, Men, Have business, Specific age group, Urban HH, The client must be the owner of the business. |
|
Credit Ins |
Top Up Loan |
|
INR 2,000 - 5,000 |
|
12 |
|
100% |
|
100% |
|
Business |
|
Women, Have business, Specific age group, Med HH Inc, Urban HH |
|
Credit Ins |
Loan Products » MFIN India Additional Information
Product Name |
|
APR (int) |
|
MFIN MFI Earning (Annualised) |
|
MFIN Cost to Borrower (Annualised) |
|
COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD |
|
COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES |
|
COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM |
|
MFIN Transparency Index |
Swahit - Individual Loan with Joint Liability |
|
25.8% |
|
26.8% - 26.9% |
|
27.9% - 28% |
|
Yes |
|
Yes |
|
Yes |
|
100 |
Swayog - Individual Business Loan |
|
28.1% - 29.9% |
|
31.5% - 35% |
|
32.8% - 37% |
|
Yes |
|
Yes |
|
Yes |
|
100 |
Top Up Loan |
|
26% - 26.2% |
|
27.8% - 28.1% |
|
28.8% - 29.2% |
|
Yes |
|
Yes |
|
Yes |
|
99 |
Loan Products » Pricing Information
Product Name |
|
Annual Nominal Interest |
|
Fees |
|
Insurance |
|
Taxes |
|
Compulsory Deposit |
|
APR (int+fee) |
|
Full APR |
|
Transparency Index |
Swahit - Individual Loan with Joint Liability |
|
26.0% annual, Decl Bal |
|
1 Fee |
|
1 Ins |
|
12.36% fees |
|
N/A |
|
26.8% - 26.9% |
|
27.9% - 28% |
|
93 |
Swayog - Individual Business Loan |
|
30.0% annual, Decl Bal |
|
1 Fee |
|
1 Ins |
|
12.36% fees |
|
N/A |
|
31.5% - 35% |
|
32.8% - 37% |
|
85 |
Top Up Loan |
|
26.0% annual, Decl Bal |
|
1 Fee |
|
1 Ins |
|
12.36% fees |
|
N/A |
|
27.8% - 28.1% |
|
28.8% - 29.2% |
|
89 |
Please note that the information you are viewing is
129 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2013-08-15
Data version: 1
Age of data: 129 months
This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months.
MFTransparency presents basic data rather than full data for low volume products
Key Statistics
Outstanding portfolio (PKR) | PKR 88,515 |
Portfolio (USD) | USD 903.21 |
Active Clients with Loans | 11 |
Approximate % Female Clients | 0 |
Approximate % Urban Clients | 0 |
Description
Limited loans are sanctioned for different purposes ie self employment and income is generated
Loan Purpose
Any purpose | x |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) | |
Eligibility
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) | |
Portfolio Size by Product
Geographic Coverage
# Regions for this institution | 1 |
# Regions for this product | N/A |
Regions Active | |