2. Swadhaar
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  2. FINCA
Please note that the information you are viewing is 125 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Swadhaar FinServe Pvt. Ltd. 5/39 Shree Om Co-operative Housing SocietyAnand Nagar, Guru Narayan Road, Santacruz (E)Mumbai, Maharashtra400001
Data approved: 2010-11-02
Data version: 1
Age of data: -   months 
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Institution

FINCA AZE J. Jabbarli str. 44Baku, AzerbaijanAZ 1065
Data approved: 2010-05-24
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.swadhaar.com/
Year established2008
Head of InstitutionVeena Mankar
Regions active0
# Branches27

Total Portfolio (nat'l)INR 195,640,261
Total Portfolio (USD)USD 4,347,561.36
Active clients with loans27,391
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliations

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.fincaazerbaijan.com/
Year established1998
Head of InstitutionMakhmud Saidakhmatov
Regions active0
# Branches24

Total Portfolio (nat'l)AZN 53,985,767.28
Total Portfolio (USD)USD 67,482,209.10
Active clients with loans90,145
Approximate % female clients20% - 40%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

Swahit
23,585 Borrowers
USD 3,219,163 Portfolio
Active Product
Swayog
3,806 Borrowers
USD 1,128,399 Portfolio
Active Product

Loan Products » Summary

Sol USD
19,673 Borrowers
USD 10,655,076 Portfolio
Active Product
Rural USD
30,278 Borrowers
USD 15,119,872.31 Portfolio
Active Product
Express
16,837 Borrowers
USD 19,911,548 Portfolio
Active Product
SME
813 Borrowers
USD 4,049,392.69 Portfolio
Active Product
Commercial
205 Borrowers
USD 498,530.23 Portfolio
Active Product
Individual
4,096 Borrowers
USD 3,217,489 Portfolio
Active Product
Sol AZN
2,926 Borrowers
USD 2,160,601.25 Portfolio
Active Product
Rural AZN
15,471 Borrowers
USD 11,583,892.50 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Swahit - Individual Loan with Joint Liability INR 6,000 - 34,000 12 - 24 80% - 100% 80% - 100% Business, Housing, Consumer, Education, Some consumption is prohibited based on credit pol Women, Have business, Salaried worker, Micro-entrepreneurs, salaried or commission-based workers Credit Educ, Credit Ins
Swayog - Individual Business Loan INR 8,000 - 50,000 3 - 12 0% - 20% 80% - 100% Business Women, Men, Have business, The client must be the owner of the business. Credit Educ, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Solidarity Credit Group (USD) USD 50 - 2,500 4 - 12 20% - 40% 80% - 100% Business, Housing Women, Men, Have business, Have home or land
Rural loan Product (USD) USD 50 - 2,500 6 - 18 20% - 40% 0% - 20% Business, Housing Women, Men, Have business, Have home or land, Must have two active cash streams
Express Loan (USD) USD 100 - 5,000 3 - 24 20% - 40% 80% - 100% Business, Housing Women, Men, Have business, Have home or land
SME Loan (USD) USD 5,000 - 50,000 3 - 24 20% - 40% 80% - 100% Business, Housing Women, Men, Have business, Have home or land
Agriculture Loan (USD) USD 2,001 - 30,000 3 - 24 20% - 40% 0% - 20% Business, Housing Women, Men, Have business, Have home or land
Individual Rural Loan (USD) USD 100 - 2,500 2 - 12 20% - 40% 0% - 20% Any Purpose Women, Men, Have business, Have home or land
Solidarity Credit Group (AZN) AZN 50 - 2,000 4 - 12 20% - 40% 80% - 100% Business, Housing Women, Men, Have business, Have home or land
Rural Loan Product (AZN) AZN 50 - 2,000 6 - 18 20% - 40% 80% - 100% Business, Housing Women, Men, Have business, Have home or land

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Swahit - Individual Loan with Joint Liability 0% 27% - 27.9% 28% - 28.9% N/A
Swayog - Individual Business Loan 0% 40.9% - 44.2% 42.1% - 46.6% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Swahit - Individual Loan with Joint Liability 15.0%-18.0% annual, Flat 1 Fee 0 Ins None N/A 27% - 27.9% 28% - 28.9% 36
Swayog - Individual Business Loan 36.0% annual, Decl Bal 2 Fees 0 Ins None N/A 40.9% - 44.2% 42.1% - 46.6% 81

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Solidarity Credit Group (USD) 36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 43.4% - 0% 43.4% - 44.9% 81
Rural loan Product (USD) 36.0%-42.0% annual, Decl Bal 1 Fee 0 Ins None N/A 43.7% - 0% 43.7% - 47.1% 78
Express Loan (USD) 36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 44.8% - 0% 44.8% - 44.9% 80
SME Loan (USD) 0.0% annual, 0 1 Fee 0 Ins None N/A 29.5% - 0% 29.5% - 40.9% 0
Agriculture Loan (USD) 40.8% annual, Decl Bal 1 Fee 0 Ins None N/A 44.3% - 0% 44.3% - 46.5% 90
Individual Rural Loan (USD) 45.6% annual, Decl Bal 1 Fee 0 Ins None N/A 51.4% - 0% 51.4% - 51.6% 88
Solidarity Credit Group (AZN) 39.0% annual, Decl Bal 1 Fee 0 Ins None N/A 47.9% - 0% 47.9% - 51.4% 79
Rural Loan Product (AZN) 36.0%-42.0% annual, Decl Bal 1 Fee 0 Ins None N/A 51% - 0% 51% 71

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Swahit - Individual Loan with Joint Liability 0% 27% - 27.9% 28% - 28.9% N/A
Swayog - Individual Business Loan 0% 40.9% - 44.2% 42.1% - 46.6% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Swahit - Individual Loan with Joint Liability 15.0%-18.0% annual, Flat 1 Fee 0 Ins Ins None N/A 27% - 27.9% 28% - 28.9% 36
Swayog - Individual Business Loan 36.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 40.9% - 44.2% 42.1% - 46.6% 81

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Solidarity Credit Group (USD) 36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 43.4% - 0% 43.4% - 44.9% 81
Rural loan Product (USD) 36.0%-42.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 43.7% - 0% 43.7% - 47.1% 78
Express Loan (USD) 36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 44.8% - 0% 44.8% - 44.9% 80
SME Loan (USD) 0.0% annual, 0 1 Fee 0 Ins Ins None N/A 29.5% - 0% 29.5% - 40.9% 0
Agriculture Loan (USD) 40.8% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 44.3% - 0% 44.3% - 46.5% 90
Individual Rural Loan (USD) 45.6% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 51.4% - 0% 51.4% - 51.6% 88
Solidarity Credit Group (AZN) 39.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 47.9% - 0% 47.9% - 51.4% 79
Rural Loan Product (AZN) 36.0%-42.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 51% - 0% 51% 71
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeBusinessMultipleLoan PurposeSwadhaarInstitutionIN-072-V01-P01IN-072-V01-P02ProductINCountry2010YearRange Number1Institution Data Version010,00020,00030,00040,000Loan Size (all)0%10%20%30%40%50%Full APR (int fee ins tax dep)> 5,8004,4002,9001,400100Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution Price Graph
Microloan Products offered in USD0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAnyMultipleLoan PurposeFINCAInstitutionAZ-005-V01-P01AZ-005-V01-P02AZ-005-V01-P03AZ-005-V01-P04AZ-005-V01-P05AZ-005-V01-P06ProductAZCountry2010YearRange Number1Institution Data Version05,00010,00015,000Loan Size (all)0%20%40%Full APR (int fee ins tax dep)> 15,00011,0007,5003,700400Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Microloan Products offered in AZN0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeMultipleLoan PurposeFINCAInstitutionAZ-005-V01-P07AZ-005-V01-P08ProductAZCountry2010YearRange Number1Institution Data Version05001,0001,500Loan Size (all)0%20%40%Full APR (int fee ins tax dep)> 7,7005,8003,8001,900200Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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