| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | http://www.swadhaar.com/ |
| Year established | 2008 |
| Head of Institution | Veena Mankar |
| Regions active | 0 |
| # Branches | 27 |
| Total Portfolio (nat'l) | INR 195,640,261 |
| Total Portfolio (USD) | USD 4,347,561.36 |
| Active clients with loans | 27,391 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.thp.org/ |
| Year established | 1999 |
| Head of Institution | Daisy Owomugasho |
| Regions active | Central, Eastern, Western |
| # Branches | 3 |
| Total Portfolio (nat'l) | UGX 1,690,978,371 |
| Total Portfolio (USD) | USD 676,391.35 |
| Active clients with loans | 6,528 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMFIU |
| Funders | GIG (Global Investment Group) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Swahit - Individual Loan with Joint Liability | INR 6,000 - 34,000 | 12 - 24 | 80% - 100% | 80% - 100% | Business, Housing, Consumer, Education, Some consumption is prohibited based on credit pol | Women, Have business, Salaried worker, Micro-entrepreneurs, salaried or commission-based workers | Credit Educ, Credit Ins | |||||||
| Swayog - Individual Business Loan | INR 8,000 - 50,000 | 3 - 12 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business, The client must be the owner of the business. | Credit Educ, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Lending | UGX 100,000 - 1,200,000 | 10 | 60% - 80% | 0% - 20% | Business, Education, Other | Women, Men, Have business, Have home or land, Specific age group, Community Member | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Swahit - Individual Loan with Joint Liability | 0% | 27% - 27.9% | 28% - 28.9% | N/A | ||||||||||
| Swayog - Individual Business Loan | 0% | 40.9% - 44.2% | 42.1% - 46.6% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Swahit - Individual Loan with Joint Liability | 15.0%-18.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 27% - 27.9% | 28% - 28.9% | 36 | ||||||||
| Swayog - Individual Business Loan | 36.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 40.9% - 44.2% | 42.1% - 46.6% | 81 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Lending | 20.00% annual, Flat | 0 Fees | 1 Ins | None | 10.00% upfront | 40.6% - 41% | 51.5% - 52.1% | 38 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Swahit - Individual Loan with Joint Liability | 0% | 27% - 27.9% | 28% - 28.9% | N/A | ||||||||||
| Swayog - Individual Business Loan | 0% | 40.9% - 44.2% | 42.1% - 46.6% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Swahit - Individual Loan with Joint Liability | 15.0%-18.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 27% - 27.9% | 28% - 28.9% | 36 | ||||||||
| Swayog - Individual Business Loan | 36.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 40.9% - 44.2% | 42.1% - 46.6% | 81 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Lending | 20.00% annual, Flat | 0 Fees | 1 Ins Ins | None | 10.00% upfront | 40.6% - 41% | 51.5% - 52.1% | 38 |
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| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
