2. Swadhaar
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Institution

Swadhaar FinServe Pvt. Ltd. 5/39 Shree Om Co-operative Housing SocietyAnand Nagar, Guru Narayan Road, Santacruz (E)Mumbai, Maharashtra400001
Data approved: 2011-10-14
Data version: 2
Age of data: -   months 
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.swadhaar.com/
Year established2008
Head of InstitutionVeena Mankar
Regions active0
# Branches38

Total Portfolio (nat'l)INR 499,794,263
Total Portfolio (USD)USD 11,106,539.18
Active clients with loans59,680
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliations

Loan Products » Summary

Swahit
51,110 Borrowers
USD 8,891,869 Portfolio
Active Product
Swayog
8,570 Borrowers
USD 2,214,670 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Swahit - Individual Loan with Joint Liability INR 6,000 - 26,000 12 - 24 80% - 100% 80% - 100% Business, Investment in own business/business run by family, Setup and development of a new business. Women, Have business, Salaried worker, Specific age group, Micro-entrepreneurs, salaried or commission-based workers Credit Educ, Credit Ins
Swayog - Individual Business Loan INR 8,000 - 50,000 3 - 12 0% - 20% 80% - 100% Business Women, Men, Have business, The client must be the owner of the business. Credit Educ, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Swahit - Individual Loan with Joint Liability 0% 27% - 27.9% 28% - 28.9% N/A
Swayog - Individual Business Loan 0% 0% 0% N/A
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Swahit - Individual Loan with Joint Liability 26.0% annual, Decl Bal 1 Fee 0 Ins None N/A 27% - 27.9% 28% - 28.9% 91
Swayog - Individual Business Loan 36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeBusinessLoan PurposeSwadhaarInstitutionIN-072-V02-P01ProductINCountry2011YearRange Number2Institution Data Version05,00010,00015,00020,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 15,00011,0007,6003,800400Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001176
CEPESIU2,000939,0004176
COAC 4 Octubre2,2005,771,0002176
COAC Ambato1,30016,415,0002176
COAC FondVida2,5004,200,0004176
COAC LaBenefica2,5008,482,0006176
COAC MCCH5,30010,020,0002176
COAC Nacional30,70027,129,0002176
COAC San José10,40029,133,0005176
COAC SanAntonio1,0002,384,0003176
COAC SantaAnita2,0002,532,0006176
Codesarrollo14,40040,328,0007176
Coop San Miguel1,8004,754,0005173
CooP VPR7001,052,0004176
Cooprogreso7,90032,244,0004176
Credi Fe100,900380,039,0004176
D^Miro36,90027,692,0009169
DECOF2,200705,0002176
Espoir62,10021,036,0005176
FODEMI28,20012,924,0003176
Fundacion Alternativa4,3005,545,0002176
FUNDAMIC2,0001,468,0002176
INSOTEC7,0006,047,0004176
Luz del Valle6,40011,300,0003176
ProCredit43,800211,941,0002176
PS Ambato5,6002,771,0001176
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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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