2. Swadhaar
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. AfricaWorks
Please note that the information you are viewing is 123 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Swadhaar FinServe Pvt. Ltd. 5/39 Shree Om Co-operative Housing SocietyAnand Nagar, Guru Narayan Road, Santacruz (E)Mumbai, Maharashtra400001
Data approved: 2011-10-14
Data version: 2
Age of data: -   months 
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Institution

AfricaWorks Kenneth Kaunda, R/C Sommerschield, 1174Maputo
Data approved: 2012-02-06
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.swadhaar.com/
Year established2008
Head of InstitutionVeena Mankar
Regions active0
# Branches38

Total Portfolio (nat'l)INR 499,794,263
Total Portfolio (USD)USD 11,106,539.18
Active clients with loans59,680
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2008
Head of InstitutionClaudien Nsengimana
Regions active0
# Branches6

Total Portfolio (nat'l)MT 43,105,161
Total Portfolio (USD)USD 1,390,489.07
Active clients with loans4,547
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsAMOMIF, MIX
Funders

Loan Products » Summary

Swahit
51,110 Borrowers
USD 8,891,869 Portfolio
Active Product
Swayog
8,570 Borrowers
USD 2,214,670 Portfolio
Active Product

Loan Products » Summary

Especial
70 Borrowers
USD 37,572.58 Portfolio
Active Product
Comunitario
4,089 Borrowers
USD 878,672.26 Portfolio
Active Product
Individual
187 Borrowers
USD 331,119.68 Portfolio
Active Product
Tsembeka
171 Borrowers
USD 21,318.55 Portfolio
Active Product
Solidario
19 Borrowers
USD 22,250 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Swahit - Individual Loan with Joint Liability INR 6,000 - 26,000 12 - 24 80% - 100% 80% - 100% Business, Investment in own business/business run by family, Setup and development of a new business. Women, Have business, Salaried worker, Specific age group, Micro-entrepreneurs, salaried or commission-based workers Credit Educ, Credit Ins
Swayog - Individual Business Loan INR 8,000 - 50,000 3 - 12 0% - 20% 80% - 100% Business Women, Men, Have business, The client must be the owner of the business. Credit Educ, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Especial MZN 10,000 - 50,000 4 - 6 60% - 80% 20% - 40% Business Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Grupo Comunitario MZN 3,000 - 30,000 4 - 6 80% - 100% 20% - 40% Business Women, Men Credit Educ, Group Mtgs, Credit Ins, Business Training
Individual MZN 20,000 - 400,000 2 - 12 60% - 80% 20% - 40% Business Women, Men Credit Ins
Tsembeka MZN 2,000 - 10,000 4 - 6 60% - 80% 20% - 40% Business Women, Men

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Swahit - Individual Loan with Joint Liability 0% 27% - 27.9% 28% - 28.9% N/A
Swayog - Individual Business Loan 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Swahit - Individual Loan with Joint Liability 26.0% annual, Decl Bal 1 Fee 0 Ins None N/A 27% - 27.9% 28% - 28.9% 91
Swayog - Individual Business Loan 36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Especial 65.0% annual, Flat 0 Fees 0 Ins None 10.0% upfront 0% 0% N/A
Grupo Comunitario 60.0% annual, Flat 0 Fees 0 Ins None N/A 0% 0% N/A
Individual 52.0% annual, Flat 0 Fees 0 Ins None 10.00% ongoing 0% 0% N/A
Tsembeka 32.5% annual, Flat 0 Fees 0 Ins None N/A 0% 0% N/A

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Swahit - Individual Loan with Joint Liability 0% 27% - 27.9% 28% - 28.9% N/A
Swayog - Individual Business Loan 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Swahit - Individual Loan with Joint Liability 26.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27% - 27.9% 28% - 28.9% 91
Swayog - Individual Business Loan 36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Especial 65.0% annual, Flat 0 Fees 0 Ins Ins None 10.0% upfront 0% 0% N/A
Grupo Comunitario 60.0% annual, Flat 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Individual 52.0% annual, Flat 0 Fees 0 Ins Ins None 10.00% ongoing 0% 0% N/A
Tsembeka 32.5% annual, Flat 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeBusinessLoan PurposeSwadhaarInstitutionIN-072-V02-P01ProductINCountry2011YearRange Number2Institution Data Version05,00010,00015,00020,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 15,00011,0007,6003,800400Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
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Key Statistics
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# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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