Institution

SWAWS Credit Corporation India Private Limited D.No.9-1-129/1, 2nd Floor , Oxford PlazaSD Road , SecunderabadSecunderabad, Andhra Pradesh500003
Data approved: 2010-10-25
Data version: 1
Age of data: -   months 

Institution

Mallig Plains Rural Bank (Isabela), Inc. CentroMallig, Isabela3323
Data approved: 2011-11-15
Data version: 1
Age of data: 162 months

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.sccimicrofinance.com/
Year established1995
Head of InstitutionMrs. R.Girija
Regions active0
# Branches83

Total Portfolio (nat'l)INR 892,862,262
Total Portfolio (USD)USD 19,841,383.60
Active clients with loans121,066
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsMFIN

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1970
Head of InstitutionPraxedes Asuncion-Ignacio, DBM
Regions active
# Branches17

Total Portfolio (nat'l)PhP 27,090,831.76
Total Portfolio (USD)USD 648,106.02
Active clients with loans6,570
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsMicrofinance Council of the Philippines, Inc., Rural Bankers Association of the Philippines
Funders

Loan Products » Summary

21,038 Borrowers
USD 3,618,791 Portfolio
Active Product
5,193 Borrowers
USD 1,032,600 Portfolio
Active Product
94,660 Borrowers
USD 15,120,264 Portfolio
Active Product

Loan Products » Summary

765 Borrowers
USD 258,373.21 Portfolio
Active Product
5,775 Borrowers
USD 382,775.12 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Fortnightly Loan INR 10,000 - 10,000 12 - 13 80% - 100% 60% - 80% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins
Monthly JLG INR 8,000 - 16,000 8 - 10 80% - 100% 60% - 80% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins
Weekly JLG INR 10,000 - 26,000 10 - 13 80% - 100% 60% - 80% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Masipag Loan PHP 5,000 - 100,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business Tech Asst Visits, Business Training
Micropinay PHP 5,000 - 50,000 2 - 12 80% - 100% 0% - 20% Business Women, Have business Group Mtgs, Tech Asst Visits, Business Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Fortnightly Loan 0% 0% 0% N/A
Monthly JLG 0% 0% 0% N/A
Weekly JLG 0% 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fortnightly Loan 13.5% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A
Monthly JLG 13.5% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A
Weekly JLG 12.5% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Masipag Loan 30.0% annual, Flat 2 Fees 1 Ins 5.00% loan amt 5.00% ongoing 81.2% - 86.8% 103% - 137.3% 25
Micropinay 24.0% annual, Flat 2 Fees 1 Ins 5.00% loan amt 5.00% ongoing 72.8% - 75.5% 85.1% - 86.8% 28

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Fortnightly Loan 0% 0% 0% N/A
Monthly JLG 0% 0% 0% N/A
Weekly JLG 0% 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fortnightly Loan 13.5% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Monthly JLG 13.5% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Weekly JLG 12.5% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Masipag Loan 30.0% annual, Flat 2 Fees 1 Ins Ins 5.00% loan amt 5.00% ongoing 81.2% - 86.8% 103% - 137.3% 25
Micropinay 24.0% annual, Flat 2 Fees 1 Ins Ins 5.00% loan amt 5.00% ongoing 72.8% - 75.5% 85.1% - 86.8% 28
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