Institution

Swayanshree Mahila Samabaya Ltd. Near Badambadi Spl. Primary SchoolMahabir Lane, Palamandap, CuttackCuttack, Orissa753012
Data approved: 2010-10-25
Data version: 1
Age of data: 174 months

Institution

Bancolombia Mi Negocio Cra 48 # 26 - 85 Direccion GeneralMedellín, Antioquía
Data approved: 2011-08-01
Data version: 1
Age of data: 170 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addresshttp://www.swayanshree.org/
Year established2006
Head of InstitutionMs. Nayana Mohanty
Regions active
# Branches3

Total Portfolio (nat'l)INR 48,681,845
Total Portfolio (USD)USD 918,525.38
Active clients with loans8,008
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliations

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionSebastian Tobon Palacio
Regions active
# Branches26

Total Portfolio (nat'l)COP 93,846,000,000
Total Portfolio (USD)USD 51,563,736.26
Active clients with loans36,297
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliationsRed de Microcredito, Asomicrofinanzas
FundersGrupo Bancolombia

Loan Products » Summary

7,925 Borrowers
USD 917,824.68 Portfolio
Active Product
15 Borrowers
USD 331.81 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

36,297 Borrowers
USD 51,563,736.26 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
General Loan INR 2,000 - 50,000 6 - 24 80% - 100% 0% - 20% Any Purpose Women, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Other Training
Asha Loan INR 3,000 - 6,000 6 - 18 80% - 100% 80% - 100% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microcrédito COP 535,600 - 13,390,000 3 - 48 40% - 60% 60% - 80% Business, Other, Activos fijos, reforma locativa, insumos, Gastos operativos del negocio, capital de trabajo Women, Men, Have business, Centrales de Riesgo aprobadas Credit Educ, Tech Asst Visits, Other Training, Acompañamiento y seguimiento, Educación financiera

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
General Loan 0% 20.6% - 21.8% 31.1% - 32.8% N/A
Asha Loan 0% 8.9% 13.4% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 18.0% annual, Decl Bal 1 Fee 1 Ins None 20.0% upfront 20.6% - 21.8% 31.1% - 32.8% 57
Asha Loan 0.0% annual, Decl Bal 1 Fee 1 Ins None 20.0% upfront 1.00% ongoing 8.9% 13.4% 0

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcrédito 29.6% annual, Decl Bal 1 Fee 2 Ins None N/A 39.4% - 41.3% 45.2% - 57.7% 59

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
General Loan 0% 20.6% - 21.8% 31.1% - 32.8% N/A
Asha Loan 0% 8.9% 13.4% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 18.0% annual, Decl Bal 1 Fee 1 Ins Ins None 20.0% upfront 20.6% - 21.8% 31.1% - 32.8% 57
Asha Loan 0.0% annual, Decl Bal 1 Fee 1 Ins Ins None 20.0% upfront 1.00% ongoing 8.9% 13.4% 0

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcrédito 29.6% annual, Decl Bal 1 Fee 2 Ins Ins None N/A 39.4% - 41.3% 45.2% - 57.7% 59
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoopInstitution TypeAnyLoan PurposeSwayanshreeInstitutionIN-074-V01-P02ProductINCountry2010YearRange Number1Institution Data Version010,00020,00030,00040,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 1,5001,10070030040Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeMultipleLoan PurposeBancolombiaInstitutionCO-006-V01-P01ProductCOCountry2011YearRange Number1Institution Data Version05,000,00010,000,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 18,00013,0009,0004,500500Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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