Institution Type | Credit Union / Cooperative |
Is this institution regulated? | No |
Website address | http://www.swayanshree.org/ |
Year established | 2006 |
Head of Institution | Ms. Nayana Mohanty |
Regions active | |
# Branches | 3 |
Total Portfolio (nat'l) | INR 48,681,845 |
Total Portfolio (USD) | USD 918,525.38 |
Active clients with loans | 8,008 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | No |
Website address | http://www.juhudikilimo.com/ |
Year established | 2009 |
Head of Institution | Nat Robinson |
Regions active | Central, Eastern, Nyanza, Rift Valley, Western |
# Branches | 8 |
Total Portfolio (nat'l) | KES 367,334,756 |
Total Portfolio (USD) | USD 4,436,410.10 |
Active clients with loans | 10,494 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AMFI, SPTF |
Funders | Acumen Fund, Grameen Foundation, Kiva, Soros Economic Development Fund |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | INR 2,000 - 50,000 | 6 - 24 | 80% - 100% | 0% - 20% | Any Purpose | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Other Training | |||||||
Asha Loan | INR 3,000 - 6,000 | 6 - 18 | 80% - 100% | 80% - 100% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Finance Loan | KES 10,000 - 500,000 | 6 - 24 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa | |||||||
Asset Financing Dairy Cow Loan | KES 30,000 - 500,000 | 12 - 24 | 40% - 60% | 0% - 20% | Business, Agriculture, Improve the structure used to house dairy cows | Women, Men, Have home or land, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 0% | 20.6% - 21.8% | 31.1% - 32.8% | N/A | ||||||||||
Asha Loan | 0% | 8.9% | 13.4% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 18.0% annual, Decl Bal | 1 Fee | 1 Ins | None | 20.0% upfront | 20.6% - 21.8% | 31.1% - 32.8% | 57 | ||||||||
Asha Loan | 0.0% annual, Decl Bal | 1 Fee | 1 Ins | None | 20.0% upfront 1.00% ongoing | 8.9% | 13.4% | 0 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Finance Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 15.0% upfront | 32.3% - 44% | 47.6% - 64.7% | 62 | ||||||||
Asset Financing Dairy Cow Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 15.0% upfront | 33% - 39.6% | 52.4% - 67.8% | 54 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 0% | 20.6% - 21.8% | 31.1% - 32.8% | N/A | ||||||||||
Asha Loan | 0% | 8.9% | 13.4% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 18.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 20.0% upfront | 20.6% - 21.8% | 31.1% - 32.8% | 57 | ||||||||
Asha Loan | 0.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 20.0% upfront 1.00% ongoing | 8.9% | 13.4% | 0 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Finance Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | 15.0% upfront | 32.3% - 44% | 47.6% - 64.7% | 62 | ||||||||
Asset Financing Dairy Cow Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | 15.0% upfront | 33% - 39.6% | 52.4% - 67.8% | 54 |
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