Please note that the information you are viewing is
168 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2010-10-25
Data version: 1
Age of data: 168 months
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | No |
Website address | http://www.swayanshree.org/ |
Year established | 2006 |
Head of Institution | Ms. Nayana Mohanty |
Regions active | |
# Branches | 3 |
Total Portfolio (nat'l) | INR 48,681,845 |
Total Portfolio (USD) | USD 918,525.38 |
Active clients with loans | 8,008 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
7,925 Borrowers
USD 917,824.68 Portfolio
Active Product
15 Borrowers
USD 331.81 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products
Loan Products » Conditions
Product Name |
|
Loan Size Range |
|
Loan Term (months) |
|
% Female |
|
% Urban |
|
Loan Purpose |
|
Eligibility |
|
Other Services |
General Loan |
|
INR 2,000 - 50,000 |
|
6 - 24 |
|
80% - 100% |
|
0% - 20% |
|
Any Purpose |
|
Women, Have business, Have home or land |
|
Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Other Training |
Asha Loan |
|
INR 3,000 - 6,000 |
|
6 - 18 |
|
80% - 100% |
|
80% - 100% |
|
Any Purpose |
|
Women |
|
Credit Educ, Group Mtgs, Credit Ins |
Loan Products » MFIN India Additional Information
Product Name |
|
APR (int) |
|
MFIN MFI Earning (Annualised) |
|
MFIN Cost to Borrower (Annualised) |
|
COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD |
|
COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES |
|
COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM |
|
MFIN Transparency Index |
General Loan |
|
0% |
|
20.6% - 21.8% |
|
31.1% - 32.8% |
|
|
|
|
|
|
|
N/A |
Asha Loan |
|
0% |
|
8.9% |
|
13.4% |
|
|
|
|
|
|
|
N/A |
Loan Products » Pricing Information
Product Name |
|
Annual Nominal Interest |
|
Fees |
|
Insurance |
|
Taxes |
|
Compulsory Deposit |
|
APR (int+fee) |
|
Full APR |
|
Transparency Index |
General Loan |
|
18.0% annual, Decl Bal |
|
1 Fee |
|
1 Ins |
|
None |
|
20.0% upfront |
|
20.6% - 21.8% |
|
31.1% - 32.8% |
|
57 |
Asha Loan |
|
0.0% annual, Decl Bal |
|
1 Fee |
|
1 Ins |
|
None |
|
20.0% upfront 1.00% ongoing |
|
8.9% |
|
13.4% |
|
0 |
Please note that the information you are viewing is
138 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2013-09-13
Data version: 2
Age of data: 138 months
This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months.
MFTransparency presents basic data rather than full data for low volume products
Key Statistics
Outstanding portfolio (KES) | KES 4,637,736.35 |
Portfolio (USD) | USD 56,011.31 |
Active Clients with Loans | 32 |
Approximate % Female Clients | 40% - 60% |
Approximate % Urban Clients | 40% - 60% |
Description
Used for miscellaneous loan purposes not encompassed in other loan products.
Loan Purpose
Any purpose | x |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) | |
Eligibility
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | x |
Other | |
Other (2) | |
Portfolio Size by Product
Geographic Coverage
# Regions for this institution | 1 |
# Regions for this product | N/A |
Regions Active | |