Institution

Trident Microfin Limited DNO:11-8-15,MIG-33,SHREE SAI ARCADE,1ST & 2ND FLOORS,SAROORNAGAR,HYDERABAD, ANDHRA PRADESH500035
Data approved: 2010-10-25
Data version: 1
Age of data: -   months 

Institution

Bangko Kabayan, A Rural Bank, Inc. Santiago St., PoblacionIbaan, Batangas4230
Data approved: 2011-11-15
Data version: 1
Age of data: 154 months

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.tridentmicrofin.com/
Year established2007
Head of InstitutionKISHORE KUMAR PULI
Regions active0
# Branches60

Total Portfolio (nat'l)INR 1,386,607,288
Total Portfolio (USD)USD 30,813,495.29
Active clients with loans174,873
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.bangkokabayan.com/
Year established1960
Head of InstitutionTeresa M. Ganzon
Regions active
# Branches16

Total Portfolio (nat'l)PhP 102,860,081
Total Portfolio (USD)USD 2,460,767.49
Active clients with loans8,941
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Loan Products » Summary

805 Borrowers
USD 204,634.07 Portfolio
Active Product
1,394 Borrowers
USD 133,551.80 Portfolio
Active Product
32,636 Borrowers
USD 7,112,021.20 Portfolio
Active Product
142,967 Borrowers
USD 20,219,522.93 Portfolio
Active Product
70 Borrowers
USD 38,675.18 Portfolio
Active Product
21 Borrowers
USD 9,155.51 Portfolio
Active Product

Loan Products » Summary

2,674 Borrowers
USD 1,222,164.47 Portfolio
Active Product
6,267 Borrowers
USD 1,151,793.47 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agri Allied Loans INR 16,000 - 20,000 18 - 36 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Credit Ins
Crop Loans to Farmer Groups INR 6,000 - 25,000 10 - 12 0% - 20% 0% - 20% Business, Loan is given for inputs required for harvesting Women, Men, Have home or land, The loan is also given to clients in rented accomadation who have stayed in that locality for more t, Out of a group of 5 members ,4 members should have own house Credit Educ, Group Mtgs, Credit Ins
Group Loan for Women Monthly INR 6,000 - 18,000 18 80% - 100% 0% - 20% Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities Women, The loan is also given to clients in rented accomadation who have stayed in that locality for more t Credit Educ, Group Mtgs, Credit Ins, Other Training
Group Loan for Women Weekly INR 6,000 - 18,000 11.5 - 12 80% - 100% 40% - 60% Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities Women Credit Educ, Group Mtgs, Credit Ins
Individual Micro Enterprise Loans INR 16,000 - 100,000 18 - 36 60% - 80% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Credit Ins, Other Training
Personal Loan to Employees INR 16,000 - 100,000 18 - 36 80% - 100% 0% - 20% Any Purpose Women, Men, Salaried worker Credit Educ, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Kabayan Loan PHP 5,000 - 150,000 2 - 12 60% - 80% 0% - 20% Business Women, Men, Have business, Specific age group Credit Ins
Kapitan Loan PHP 2,000 - 60,000 6 80% - 100% 0% - 20% Business Women, Men, Have business, Specific age group Group Mtgs, Credit Ins, Business Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Agri Allied Loans 0% 0% 0% N/A
Crop Loans to Farmer Groups 0% 0% 0% N/A
Group Loan for Women Monthly 0% 0% 0% N/A
Group Loan for Women Weekly 0% 0% 0% N/A
Individual Micro Enterprise Loans 0% 0% 0% N/A
Personal Loan to Employees 0% 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agri Allied Loans 15.0% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A
Crop Loans to Farmer Groups 21.0% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront 0% 0% N/A
Group Loan for Women Monthly 12.5%-15.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 0% 0% N/A
Group Loan for Women Weekly 12.5%-15.0% annual, Flat 2 Fees 0 Ins None N/A 0% 0% N/A
Individual Micro Enterprise Loans 15.0% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A
Personal Loan to Employees 15.0% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Kabayan Loan 24.0% annual, Flat 2 Fees 1 Ins 0.50% loan amt 2.0%-20.0% upfront 10.00% ongoing 55% - 64.7% 63.1% - 76.4% 35
Kapitan Loan 30.0% annual, Flat 1 Fee 2 Ins 0.50% loan amt 160.00 upfront 12.50% ongoing 59.1% - 60.5% 67.9% - 72.3% 42

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Agri Allied Loans 0% 0% 0% N/A
Crop Loans to Farmer Groups 0% 0% 0% N/A
Group Loan for Women Monthly 0% 0% 0% N/A
Group Loan for Women Weekly 0% 0% 0% N/A
Individual Micro Enterprise Loans 0% 0% 0% N/A
Personal Loan to Employees 0% 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agri Allied Loans 15.0% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Crop Loans to Farmer Groups 21.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.0% upfront 0% 0% N/A
Group Loan for Women Monthly 12.5%-15.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 0% 0% N/A
Group Loan for Women Weekly 12.5%-15.0% annual, Flat 2 Fees 0 Ins Ins None N/A 0% 0% N/A
Individual Micro Enterprise Loans 15.0% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Personal Loan to Employees 15.0% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Kabayan Loan 24.0% annual, Flat 2 Fees 1 Ins Ins 0.50% loan amt 2.0%-20.0% upfront 10.00% ongoing 55% - 64.7% 63.1% - 76.4% 35
Kapitan Loan 30.0% annual, Flat 1 Fee 2 Ins Ins 0.50% loan amt 160.00 upfront 12.50% ongoing 59.1% - 60.5% 67.9% - 72.3% 42
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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