Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | http://www.tridentmicrofin.com/ |
Year established | 2007 |
Head of Institution | KISHORE KUMAR PULI |
Regions active | 0 |
# Branches | 60 |
Total Portfolio (nat'l) | INR 1,386,607,288 |
Total Portfolio (USD) | USD 30,813,495.29 |
Active clients with loans | 174,873 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1989 |
Head of Institution | Engr. Panfilo Asares |
Regions active | |
# Branches | 3 |
Total Portfolio (nat'l) | PhP 101,848,650 |
Total Portfolio (USD) | USD 2,436,570.57 |
Active clients with loans | 12,752 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Microfinance Council of the Philippines, Inc. |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri Allied Loans | INR 16,000 - 20,000 | 18 - 36 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Educ, Credit Ins | |||||||
Crop Loans to Farmer Groups | INR 6,000 - 25,000 | 10 - 12 | 0% - 20% | 0% - 20% | Business, Loan is given for inputs required for harvesting | Women, Men, Have home or land, The loan is also given to clients in rented accomadation who have stayed in that locality for more t, Out of a group of 5 members ,4 members should have own house | Credit Educ, Group Mtgs, Credit Ins | |||||||
Group Loan for Women Monthly | INR 6,000 - 18,000 | 18 | 80% - 100% | 0% - 20% | Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities | Women, The loan is also given to clients in rented accomadation who have stayed in that locality for more t | Credit Educ, Group Mtgs, Credit Ins, Other Training | |||||||
Group Loan for Women Weekly | INR 6,000 - 18,000 | 11.5 - 12 | 80% - 100% | 40% - 60% | Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
Individual Micro Enterprise Loans | INR 16,000 - 100,000 | 18 - 36 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Educ, Credit Ins, Other Training | |||||||
Personal Loan to Employees | INR 16,000 - 100,000 | 18 - 36 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men, Salaried worker | Credit Educ, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Help (Individual) | PHP 20,000 - 150,000 | 3 - 24 | 60% - 80% | 20% - 40% | Business | Women, Men | Tech Asst Visits, Other Training, Mortuary Fund/Life insurance | |||||||
Hiram (Group Loan) | PHP 3,000 - 100,000 | 6 | 60% - 80% | 20% - 40% | Business | Women, Men, Must have experience running a business | Group Mtgs, Tech Asst Visits, Business Training, Bookeeping, consultancy, Mortuary Fund/Life Insurance |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri Allied Loans | 0% | 0% | 0% | N/A | ||||||||||
Crop Loans to Farmer Groups | 0% | 0% | 0% | N/A | ||||||||||
Group Loan for Women Monthly | 0% | 0% | 0% | N/A | ||||||||||
Group Loan for Women Weekly | 0% | 0% | 0% | N/A | ||||||||||
Individual Micro Enterprise Loans | 0% | 0% | 0% | N/A | ||||||||||
Personal Loan to Employees | 0% | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri Allied Loans | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Crop Loans to Farmer Groups | 21.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
Group Loan for Women Monthly | 12.5%-15.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
Group Loan for Women Weekly | 12.5%-15.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Individual Micro Enterprise Loans | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Personal Loan to Employees | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Help (Individual) | 24.0% annual, Flat | 1 Fee | 1 Ins | 0.50% loan amt | 2.0% upfront | 38.3% - 55.9% | 41.1% - 60.3% | 46 | ||||||||
Hiram (Group Loan) | 24.0% annual, Flat | 1 Fee | 1 Ins | 0.25% loan amt | 4.0% upfront 20.00 ongoing | 68.6% | 81.7% - 111.2% | 27 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri Allied Loans | 0% | 0% | 0% | N/A | ||||||||||
Crop Loans to Farmer Groups | 0% | 0% | 0% | N/A | ||||||||||
Group Loan for Women Monthly | 0% | 0% | 0% | N/A | ||||||||||
Group Loan for Women Weekly | 0% | 0% | 0% | N/A | ||||||||||
Individual Micro Enterprise Loans | 0% | 0% | 0% | N/A | ||||||||||
Personal Loan to Employees | 0% | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri Allied Loans | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Crop Loans to Farmer Groups | 21.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
Group Loan for Women Monthly | 12.5%-15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
Group Loan for Women Weekly | 12.5%-15.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Individual Micro Enterprise Loans | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Personal Loan to Employees | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Help (Individual) | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 0.50% loan amt | 2.0% upfront | 38.3% - 55.9% | 41.1% - 60.3% | 46 | ||||||||
Hiram (Group Loan) | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 0.25% loan amt | 4.0% upfront 20.00 ongoing | 68.6% | 81.7% - 111.2% | 27 |
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