Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | http://www.tridentmicrofin.com/ |
Year established | 2007 |
Head of Institution | KISHORE KUMAR PULI |
Regions active | 0 |
# Branches | 60 |
Total Portfolio (nat'l) | INR 1,386,607,288 |
Total Portfolio (USD) | USD 30,813,495.29 |
Active clients with loans | 174,873 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.uob.rw/ |
Year established | 1997 |
Head of Institution | Tineyi Emmanuel Mawocha |
Regions active | Bugesera, Burera, Gakenke, Gasabo, Gatsibo, Gicumbi, Gisagara, Huye, Kamonyi, KarongiKayonza, Kicukiro, Kirehe, Muhanga, Musanze, Ngoma, Ngororero, Nyabihu, Nyagatare, NyamagabeNyamasheke, Nyanza, Nyarugenge, Nyaruguru, Rubavu, Ruhango, Rulindo, Rusizi, Rutsiro, Rwamagana |
# Branches | 36 |
Total Portfolio (nat'l) | RWF 9,442,026,780 |
Total Portfolio (USD) | USD 14,753,166.84 |
Active clients with loans | 38,207 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 60% - 80% |
Network affiliations | Opportunity International, Hope International, World Relief |
Funders | MasterCard Foundation, Gates Foundation, Credit Suisse, European Union |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri Allied Loans | INR 16,000 - 20,000 | 18 - 36 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Educ, Credit Ins | |||||||
Crop Loans to Farmer Groups | INR 6,000 - 25,000 | 10 - 12 | 0% - 20% | 0% - 20% | Business, Loan is given for inputs required for harvesting | Women, Men, Have home or land, The loan is also given to clients in rented accomadation who have stayed in that locality for more t, Out of a group of 5 members ,4 members should have own house | Credit Educ, Group Mtgs, Credit Ins | |||||||
Group Loan for Women Monthly | INR 6,000 - 18,000 | 18 | 80% - 100% | 0% - 20% | Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities | Women, The loan is also given to clients in rented accomadation who have stayed in that locality for more t | Credit Educ, Group Mtgs, Credit Ins, Other Training | |||||||
Group Loan for Women Weekly | INR 6,000 - 18,000 | 11.5 - 12 | 80% - 100% | 40% - 60% | Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
Individual Micro Enterprise Loans | INR 16,000 - 100,000 | 18 - 36 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Educ, Credit Ins, Other Training | |||||||
Personal Loan to Employees | INR 16,000 - 100,000 | 18 - 36 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men, Salaried worker | Credit Educ, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Advanced Community Banking | RWF 250,000 - 3,000,000 | 6 - 12 | 60% - 80% | 40% - 60% | Business, Other | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Community Banking | RWF 30,000 - 1,500,000 | 4 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Micro Individual/Business Loan | RWF 250,000 - 60,000,000 | 8 - 60 | 20% - 40% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education | Women, Men | Business Training | |||||||
New Solidarity Group | RWF 250,000 - 6,000,000 | 6 - 24 | 60% - 80% | 80% - 100% | Business, Consumer, Other | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Micro Consumer Loans | RWF 50,000 - 5,000,000 | 3 - 36 | 20% - 40% | 20% - 40% | Consumer, Education, Other | Women, Men, Salaried worker |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri Allied Loans | 0% | 0% | 0% | N/A | ||||||||||
Crop Loans to Farmer Groups | 0% | 0% | 0% | N/A | ||||||||||
Group Loan for Women Monthly | 0% | 0% | 0% | N/A | ||||||||||
Group Loan for Women Weekly | 0% | 0% | 0% | N/A | ||||||||||
Individual Micro Enterprise Loans | 0% | 0% | 0% | N/A | ||||||||||
Personal Loan to Employees | 0% | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri Allied Loans | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Crop Loans to Farmer Groups | 21.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
Group Loan for Women Monthly | 12.5%-15.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
Group Loan for Women Weekly | 12.5%-15.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Individual Micro Enterprise Loans | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Personal Loan to Employees | 15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Advanced Community Banking | 24.0% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | 10.0% upfront | 43.4% - 50.1% | 53% - 60.9% | 42 | ||||||||
Community Banking | 24.0% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | 10.0% upfront | 47.4% - 54.7% | 59.1% - 67.8% | 37 | ||||||||
Micro Individual/Business Loan | 10.0%-20.0% annual, Decl Bal | 1 Fee | 1 Ins | 18.00% fees | N/A | 21.3% - 22.9% | 22.1% - 24.5% | 43 | ||||||||
New Solidarity Group | 18.0% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | 15.0% upfront | 44.2% | 60.6% | 30 | ||||||||
Micro Consumer Loans | 18.0%-20.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 22.1% - 25.9% | 22.1% - 25.9% | 75 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri Allied Loans | 0% | 0% | 0% | N/A | ||||||||||
Crop Loans to Farmer Groups | 0% | 0% | 0% | N/A | ||||||||||
Group Loan for Women Monthly | 0% | 0% | 0% | N/A | ||||||||||
Group Loan for Women Weekly | 0% | 0% | 0% | N/A | ||||||||||
Individual Micro Enterprise Loans | 0% | 0% | 0% | N/A | ||||||||||
Personal Loan to Employees | 0% | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri Allied Loans | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Crop Loans to Farmer Groups | 21.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
Group Loan for Women Monthly | 12.5%-15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
Group Loan for Women Weekly | 12.5%-15.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Individual Micro Enterprise Loans | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Personal Loan to Employees | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Advanced Community Banking | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 18.00% fees | 10.0% upfront | 43.4% - 50.1% | 53% - 60.9% | 42 | ||||||||
Community Banking | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 18.00% fees | 10.0% upfront | 47.4% - 54.7% | 59.1% - 67.8% | 37 | ||||||||
Micro Individual/Business Loan | 10.0%-20.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 18.00% fees | N/A | 21.3% - 22.9% | 22.1% - 24.5% | 43 | ||||||||
New Solidarity Group | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | 18.00% fees | 15.0% upfront | 44.2% | 60.6% | 30 | ||||||||
Micro Consumer Loans | 18.0%-20.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 22.1% - 25.9% | 22.1% - 25.9% | 75 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|