Trident Microfin Limited - MFTransparency.org Truth In Lending Tables

Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Please note that the information you are viewing is 149 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Trident Microfin Limited DNO:11-8-15,MIG-33,SHREE SAI ARCADE,1ST & 2ND FLOORS,SAROORNAGAR,HYDERABAD, ANDHRA PRADESH500035

Data approved: 2010-10-25

Data version: 1

Age of data: - months

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Institution

Opportunity Uganda Ltd Plot 7A, John Bahiha AvenueKampala, CentralPO Box 33513

Data approved: 2012-10-04

Data version: 2

Age of data: 149 months

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Institution Details

Institution Type	Private 'For-Profit'
Is this institution regulated?	N/A
Website address	http://www.tridentmicrofin.com/
Year established	2007
Head of Institution	KISHORE KUMAR PULI
Regions active	0
# Branches	60

Total Portfolio (nat'l)	INR 1,386,607,288
Total Portfolio (USD)	USD 30,813,495.29
Active clients with loans	174,873
Approximate % female clients	80% - 100%
Approximate % urban clients	40% - 60%
Network affiliations

Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	Yes
Website address	http://www.opportunitybank.co.ug
Year established	1995
Head of Institution	Andre Lalumiere
Regions active	Central, Eastern, Western
# Branches	15

Total Portfolio (nat'l)	UGX 35,258,199,073
Total Portfolio (USD)	USD 13,560,845.80
Active clients with loans	23,734
Approximate % female clients	40% - 60%
Approximate % urban clients	20% - 40%
Network affiliations	Opportunity International, AMFIU
Funders	Opportunity International

Loan Products » Summary

Agri Allied Loans

805 Borrowers

USD 204,634.07 Portfolio

Crop Loans to Farmer Groups

1,394 Borrowers

USD 133,551.80 Portfolio

Group Loan for Women Monthly

32,636 Borrowers

USD 7,112,021.20 Portfolio

Women Weekly

142,967 Borrowers

USD 20,219,522.93 Portfolio

Individual Micro Enterprise Loans

70 Borrowers

USD 38,675.18 Portfolio

Personal Loan to Employees

21 Borrowers

USD 9,155.51 Portfolio

Loan Products » Summary

Sol Grp

15,056 Borrowers

USD 3,125,699.44 Portfolio

School Grp

4,863 Borrowers

USD 599,820.68 Portfolio

School Idv

167 Borrowers

USD 64,993.83 Portfolio

Agri Grp

1,298 Borrowers

USD 1,184,454.82 Portfolio

Agri Idv

365 Borrowers

USD 1,005,059.22 Portfolio

Asset

342 Borrowers

USD 1,100,933.09 Portfolio

Salary

127 Borrowers

USD 115,595.38 Portfolio

Education

95 Borrowers

USD 1,588,894.59 Portfolio

Business

757 Borrowers

USD 2,777,517.25 Portfolio

House Grp

31 Borrowers

USD 28,314.13 Portfolio

House Idv

31 Borrowers

USD 28,314.13 Portfolio

Solar Grp

9 Borrowers

USD 5,303.71 Portfolio

Solar Idv

9 Borrowers

USD 5,303.71 Portfolio

Micro Business Loan

Note: MFTransparency presents full data for s with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Agri Allied Loans	INR 16,000 - 20,000	18 - 36	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ, Credit Ins
Crop Loans to Farmer Groups	INR 6,000 - 25,000	10 - 12	0% - 20%	0% - 20%	Business, Loan is given for inputs required for harvesting	Women, Men, Have home or land, The loan is also given to clients in rented accomadation who have stayed in that locality for more t, Out of a group of 5 members ,4 members should have own house	Credit Educ, Group Mtgs, Credit Ins
Group Loan for Women Monthly	INR 6,000 - 18,000	18	80% - 100%	0% - 20%	Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities	Women, The loan is also given to clients in rented accomadation who have stayed in that locality for more t	Credit Educ, Group Mtgs, Credit Ins, Other Training
Group Loan for Women Weekly	INR 6,000 - 18,000	11.5 - 12	80% - 100%	40% - 60%	Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities	Women	Credit Educ, Group Mtgs, Credit Ins
Individual Micro Enterprise Loans	INR 16,000 - 100,000	18 - 36	60% - 80%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ, Credit Ins, Other Training
Personal Loan to Employees	INR 16,000 - 100,000	18 - 36	80% - 100%	0% - 20%	Any Purpose	Women, Men, Salaried worker	Credit Educ, Credit Ins

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Solidarity Group Loan	UGX 50,000 - 5,000,000	4 - 12	60% - 80%	40% - 60%	Business, Housing, Education	Women, Men, Have business	Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Consumer Financial Education
School Fee Loan - Group	UGX 100,000 - 3,000,000	3 - 6	60% - 80%	40% - 60%	Education	Women, Men, Have business	Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
School Fee Loan - Individual	UGX 500,000 - 5,000,000	3 - 6	60% - 80%	40% - 60%	Education	Women, Men, Have business	Credit Educ, Credit Ins, Tech Asst Visits, Business Training
Agriculture Loan - Group	UGX 100,000 - 15,000,000	3 - 24	40% - 60%	40% - 60%	Business	Women, Men, Have business	Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Agriculture Loan - Individual	UGX 500,000 - 625,000,000	3 - 60	40% - 60%	40% - 60%	Business	Women, Men, Have business	Credit Educ, Credit Ins, Tech Asst Visits, Business Training
Asset Financing Loan	UGX 500,000 - 625,000,000	6 - 60	40% - 60%	40% - 60%	Any Purpose	Women, Men	Credit Educ, Credit Ins, Tech Asst Visits, Business Training
Salary Loan	UGX 500,000 - 20,000,000	3 - 36	40% - 60%	40% - 60%	Consumer	Women, Men, Salaried worker	Credit Educ, Credit Ins
Education Loan	UGX 500,000 - 625,000,000	4 - 60	40% - 60%	40% - 60%	Education	Women, Men, Schools & Companies are also eligible.	Credit Educ, Credit Ins
Business Loan	UGX 500,000 - 625,000,000	4 - 36	40% - 60%	40% - 60%	Business	Women, Men, Have business	Credit Ins

Loan Products » MFIN India Additional Information

Product Name	APR (int)	MFIN MFI Earning (Annualised)	MFIN Cost to Borrower (Annualised)	MFIN Transparency Index
Agri Allied Loans	0%	0%	0%	N/A
Crop Loans to Farmer Groups	0%	0%	0%	N/A
Group Loan for Women Monthly	0%	0%	0%	N/A
Group Loan for Women Weekly	0%	0%	0%	N/A
Individual Micro Enterprise Loans	0%	0%	0%	N/A
Personal Loan to Employees	0%	0%	0%	N/A

*Please click here for more information

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agri Allied Loans	15.0% annual, Flat	1 Fee	None	N/A	0%	0%	N/A
Crop Loans to Farmer Groups	21.0% annual, Decl Bal	1 Fee	None	10.0% upfront	0%	0%	N/A
Group Loan for Women Monthly	12.5%-15.0% annual, Flat	1 Fee	None	10.0% upfront	0%	0%	N/A
Group Loan for Women Weekly	12.5%-15.0% annual, Flat	2 Fees	None	N/A	0%	0%	N/A
Individual Micro Enterprise Loans	15.0% annual, Flat	1 Fee	None	N/A	0%	0%	N/A
Personal Loan to Employees	15.0% annual, Flat	1 Fee	None	N/A	0%	0%	N/A

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Solidarity Group Loan	27.00%-30.00% annual, Flat	2 Fees	1 Ins	None	15.00% upfront	51.9% - 70.1%	69.8% - 100.3%	32
School Fee Loan - Group	30.00% annual, Flat	2 Fees	1 Ins	None	15.00% upfront	65.3% - 72.4%	93% - 103.1%	30
School Fee Loan - Individual	24.00% annual, Decl Bal	3 Fees	1 Ins	None	N/A	48.6% - 58.6%	50.7% - 62.3%	43
Agriculture Loan - Group	27.00%-30.00% annual, Flat	2 Fees	1 Ins	None	15.00% upfront	32.9% - 61.6%	39% - 86.6%	50
Agriculture Loan - Individual	24.00% annual, Decl Bal	3 Fees	1 Ins	None	15.00% upfront	45.6% - 59.2%	59.8% - 82.1%	33
Asset Financing Loan	24.00% annual, Decl Bal	3 Fees	1 Ins	None	N/A	43.7% - 53.2%	44.9% - 56.4%	47
Salary Loan	24.00% annual, Decl Bal	3 Fees	1 Ins	None	N/A	43.8% - 55.1%	44.7% - 58.4%	47
Education Loan	24.00% annual, Decl Bal	3 Fees	1 Ins	None	N/A	43.2% - 45.2%	44.8% - 46.8%	52
Business Loan	24.00% annual, Decl Bal	3 Fees	1 Ins	None	N/A	40.3% - 58.8%	42.3% - 62.7%	47

Loan Products » MFIN India Additional Information

Product Name	APR (int)	MFIN MFI Earning (Annualised)	MFIN Cost to Borrower (Annualised)	MFIN Transparency Index
Agri Allied Loans	0%	0%	0%	N/A
Crop Loans to Farmer Groups	0%	0%	0%	N/A
Group Loan for Women Monthly	0%	0%	0%	N/A
Group Loan for Women Weekly	0%	0%	0%	N/A
Individual Micro Enterprise Loans	0%	0%	0%	N/A
Personal Loan to Employees	0%	0%	0%	N/A

*Please click here for more information

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agri Allied Loans	15.0% annual, Flat	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Crop Loans to Farmer Groups	21.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	10.0% upfront	0%	0%	N/A
Group Loan for Women Monthly	12.5%-15.0% annual, Flat	1 Fee	0 Ins Ins	None	10.0% upfront	0%	0%	N/A
Group Loan for Women Weekly	12.5%-15.0% annual, Flat	2 Fees	0 Ins Ins	None	N/A	0%	0%	N/A
Individual Micro Enterprise Loans	15.0% annual, Flat	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Personal Loan to Employees	15.0% annual, Flat	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Solidarity Group Loan	27.00%-30.00% annual, Flat	2 Fees	1 Ins Ins	None	15.00% upfront	51.9% - 70.1%	69.8% - 100.3%	32
School Fee Loan - Group	30.00% annual, Flat	2 Fees	1 Ins Ins	None	15.00% upfront	65.3% - 72.4%	93% - 103.1%	30
School Fee Loan - Individual	24.00% annual, Decl Bal	3 Fees	1 Ins Ins	None	N/A	48.6% - 58.6%	50.7% - 62.3%	43
Agriculture Loan - Group	27.00%-30.00% annual, Flat	2 Fees	1 Ins Ins	None	15.00% upfront	32.9% - 61.6%	39% - 86.6%	50
Agriculture Loan - Individual	24.00% annual, Decl Bal	3 Fees	1 Ins Ins	None	15.00% upfront	45.6% - 59.2%	59.8% - 82.1%	33
Asset Financing Loan	24.00% annual, Decl Bal	3 Fees	1 Ins Ins	None	N/A	43.7% - 53.2%	44.9% - 56.4%	47
Salary Loan	24.00% annual, Decl Bal	3 Fees	1 Ins Ins	None	N/A	43.8% - 55.1%	44.7% - 58.4%	47
Education Loan	24.00% annual, Decl Bal	3 Fees	1 Ins Ins	None	N/A	43.2% - 45.2%	44.8% - 46.8%	52
Business Loan	24.00% annual, Decl Bal	3 Fees	1 Ins Ins	None	N/A	40.3% - 58.8%	42.3% - 62.7%	47

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

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Institution

Institution

Institution Details

Institution Details

Loan Products » Summary

Loan Products » Summary

Loan Products » Conditions

Loan Products » Conditions

Loan Products » MFIN India Additional Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » MFIN India Additional Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Institution Price Graph

Institution Price Graph

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