| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | http://www.utkarshmfi.com/ |
| Year established | 1990 |
| Head of Institution | GOVIND SINGH |
| Regions active | 0 |
| # Branches | 65 |
| Total Portfolio (nat'l) | INR 498,499,875 |
| Total Portfolio (USD) | USD 11,077,775 |
| Active clients with loans | 66,014 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Utkarsh Pragati | INR 6,000 - 18,000 | 12 - 14 | 80% - 100% | 0% - 20% | Business, Income Genration | Women, Have business, Specific age group, 21-55 | Credit Educ, Group Mtgs, Tech Asst Visits | |||||||
| Utkarsh Unnati | INR 6,000 - 18,000 | 30 | 80% - 100% | 0% - 20% | Business, Income Generation | Women, Have business, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Utkarsh Pragati | 0% | 0% | 0% | N/A | ||||||||||
| Utkarsh Unnati | 0% | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Utkarsh Pragati | 25.9% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Utkarsh Unnati | 28.2% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACLEDA | 235,200 | 215,086,000 | 6 | 171 |
| AMK | 288,200 | 63,784,000 | 16 | 143 |
| AMRET | 299,500 | 149,542,000 | 8 | 143 |
| Chamroeun | 48,100 | 7,480,000 | 4 | 124 |
| Farmer Finance | 200 | 407,000 | 1 | 143 |
| First Finance | 500 | 5,819,000 | 1 | 143 |
| HKL | 73,400 | 93,842,000 | 3 | 143 |
| KREDIT | 61,800 | 59,319,000 | 9 | 143 |
| Maxima | 2,900 | 3,179,000 | 3 | 143 |
| PRASAC | 138,500 | 251,931,000 | 9 | 143 |
| Seilanithih | 15,200 | 7,516,000 | 5 | 143 |
| SPN | 35,100 | 29,828,000 | 6 | 143 |
| TPC | 120,000 | 45,931,000 | 13 | 143 |
| VF Cambodia | 148,600 | 48,984,000 | 18 | 143 |
| Key Statistics | |
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| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
