Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1991 |
Head of Institution | Brahmanand Hegde |
Regions active | |
# Branches | 13 |
Total Portfolio (nat'l) | INR 130,679,313 |
Total Portfolio (USD) | USD 2,465,647.42 |
Active clients with loans | 11,673 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.srso.org.pk |
Year established | 2003 |
Head of Institution | Mr. Mohammad Dital Kalhoro |
Regions active | Sindh |
# Branches | 50 |
Total Portfolio (nat'l) | PKR 791,787,630 |
Total Portfolio (USD) | USD 7,775,354.53 |
Active clients with loans | 51,175 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Rural Support Programmes Network, National Rural Support Programme, Pakistan Microfinance Network |
Funders | Government of Sindh, Pakistan Poverty Alleviation Fund, First Women Bank |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
High Ticket livelihood Group Loan Product | INR 18,750 - 24,750 | 18 - 24 | 80% - 100% | 0% - 20% | Business, Housing, Education | Women, Have business, Have home or land | Group Mtgs | |||||||
Standard Ticket Loan | INR 12,850 - 15,250 | 18 | 80% - 100% | 0% - 20% | Business, Housing, Education | Women, Have business, Have home or land, Min 2 members per group to have own house or shop |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri- Inputs | PKR 10,000 - 35,000 | 4 - 8 | 80% | 0% | Business, Agriculture | Women | Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Livestock | PKR 10,000 - 25,000 | 6 - 9 | 80% - 100% | 0% | Business | Women | Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Enterprise | PKR 10,000 - 50,000 | 12 | 80% - 100% | 100% | Business | Women | Group Mtgs, Tech Asst Visits, Business Training, Other Training |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
High Ticket livelihood Group Loan Product | 0% | 29.4% - 30.1% | 30.8% - 31.8% | N/A | ||||||||||
Standard Ticket Loan | 0% | 30.2% - 30.3% | 31% - 32.1% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
High Ticket livelihood Group Loan Product | 27.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 29.4% - 30.1% | 30.8% - 31.8% | 87 | ||||||||
Standard Ticket Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 30.2% - 30.3% | 31% - 32.1% | 85 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri- Inputs | 28.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 28.9% - 35.6% | 29.7% - 38.8% | 84 | ||||||||
Livestock | 28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 30.1% - 35.6% | 31.4% - 38.8% | 82 | ||||||||
Enterprise | 20.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 20.8% - 24.9% | 21.2% - 26.6% | 87 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
High Ticket livelihood Group Loan Product | 0% | 29.4% - 30.1% | 30.8% - 31.8% | N/A | ||||||||||
Standard Ticket Loan | 0% | 30.2% - 30.3% | 31% - 32.1% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
High Ticket livelihood Group Loan Product | 27.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 29.4% - 30.1% | 30.8% - 31.8% | 87 | ||||||||
Standard Ticket Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 30.2% - 30.3% | 31% - 32.1% | 85 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri- Inputs | 28.0% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 28.9% - 35.6% | 29.7% - 38.8% | 84 | ||||||||
Livestock | 28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 30.1% - 35.6% | 31.4% - 38.8% | 82 | ||||||||
Enterprise | 20.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 20.8% - 24.9% | 21.2% - 26.6% | 87 |
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