Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1991 |
Head of Institution | Brahmanand Hegde |
Regions active | |
# Branches | 13 |
Total Portfolio (nat'l) | INR 130,679,313 |
Total Portfolio (USD) | USD 2,465,647.42 |
Active clients with loans | 11,673 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations |
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | http://www.coopedu.rw/ |
Year established | 1997 |
Head of Institution | Murebwayire Denise |
Regions active | Gasabo, Kicukiro |
# Branches | 7 |
Total Portfolio (nat'l) | RWF 4,756,395,805 |
Total Portfolio (USD) | USD 7,549,834.61 |
Active clients with loans | 2,029 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | AMIR |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
High Ticket livelihood Group Loan Product | INR 18,750 - 24,750 | 18 - 24 | 80% - 100% | 0% - 20% | Business, Housing, Education | Women, Have business, Have home or land | Group Mtgs | |||||||
Standard Ticket Loan | INR 12,850 - 15,250 | 18 | 80% - 100% | 0% - 20% | Business, Housing, Education | Women, Have business, Have home or land, Min 2 members per group to have own house or shop |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Avance Sur Salaire | RWF 150,000 - 3,500,000 | 6 - 24 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | ||||||||
Credit Femmes Entrepreneurs | RWF 300,000 - 2,000,000 | 6 - 12 | 80% - 100% | 80% - 100% | Business | Women, Have business, Must be a COOPEDU member for at least 1 month. | ||||||||
Credit Group D'Epargne Et Credit | RWF 300,000 - 2,400,000 | 4 - 12 | 80% - 100% | 80% - 100% | Business | Women | ||||||||
Credit Minerval | RWF 100,000 - 2,000,000 | 3 - 12 | 80% - 100% | 80% - 100% | Education | Women, Men | Credit Educ, Other Training | |||||||
Credit Ordinaire | RWF 500,000 - 30,000,000 | 12 - 60 | 60% - 80% | 80% - 100% | Business, Housing, Consumer | Women, Men | Other Training |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
High Ticket livelihood Group Loan Product | 0% | 29.4% - 30.1% | 30.8% - 31.8% | N/A | ||||||||||
Standard Ticket Loan | 0% | 30.2% - 30.3% | 31% - 32.1% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
High Ticket livelihood Group Loan Product | 27.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 29.4% - 30.1% | 30.8% - 31.8% | 87 | ||||||||
Standard Ticket Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 30.2% - 30.3% | 31% - 32.1% | 85 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Avance Sur Salaire | 20.40% annual, Decl Bal | 1 Fee | 1 Ins | 18.00% fees | N/A | 20.8% - 21.6% | 21.5% - 22.5% | 92 | ||||||||
Credit Femmes Entrepreneurs | 12.96% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | 20.00% upfront | 24.7% - 25% | 49.2% - 83.5% | 18 | ||||||||
Credit Group D'Epargne Et Credit | 26.00% annual, Flat | 1 Fee | 2 Ins | 18.00% fees | 10.00% upfront | 49.8% - 51.4% | 70% - 74.2% | 36 | ||||||||
Credit Minerval | 16.80% annual, Decl Bal | 1 Fee | 1 Ins | 18.00% fees | N/A | 18.2% - 21.6% | 19% - 22.9% | 81 | ||||||||
Credit Ordinaire | 20.40% annual, Decl Bal | 1 Fee | 1 Ins | 18.00% fees | N/A | 21% - 22.1% | 21.7% - 22.9% | 91 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
High Ticket livelihood Group Loan Product | 0% | 29.4% - 30.1% | 30.8% - 31.8% | N/A | ||||||||||
Standard Ticket Loan | 0% | 30.2% - 30.3% | 31% - 32.1% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
High Ticket livelihood Group Loan Product | 27.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 29.4% - 30.1% | 30.8% - 31.8% | 87 | ||||||||
Standard Ticket Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 30.2% - 30.3% | 31% - 32.1% | 85 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Avance Sur Salaire | 20.40% annual, Decl Bal | 1 Fee | 1 Ins Ins | 18.00% fees | N/A | 20.8% - 21.6% | 21.5% - 22.5% | 92 | ||||||||
Credit Femmes Entrepreneurs | 12.96% annual, Flat | 1 Fee | 1 Ins Ins | 18.00% fees | 20.00% upfront | 24.7% - 25% | 49.2% - 83.5% | 18 | ||||||||
Credit Group D'Epargne Et Credit | 26.00% annual, Flat | 1 Fee | 2 Ins Ins | 18.00% fees | 10.00% upfront | 49.8% - 51.4% | 70% - 74.2% | 36 | ||||||||
Credit Minerval | 16.80% annual, Decl Bal | 1 Fee | 1 Ins Ins | 18.00% fees | N/A | 18.2% - 21.6% | 19% - 22.9% | 81 | ||||||||
Credit Ordinaire | 20.40% annual, Decl Bal | 1 Fee | 1 Ins Ins | 18.00% fees | N/A | 21% - 22.1% | 21.7% - 22.9% | 91 |
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