Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.wethepeople.co.in/ |
Year established | 2005 |
Head of Institution | Ajaya Mohapatra |
Regions active | |
# Branches | 2 |
Total Portfolio (nat'l) | INR 12,963,159 |
Total Portfolio (USD) | USD 244,587.91 |
Active clients with loans | 1,645 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 60% - 80% |
Network affiliations |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Subh Arambh | INR 7,000 - 10,000 | 6 - 12 | 80% - 100% | 60% - 80% | Any Purpose | Women | Credit Educ, Credit Ins, Business Training, Other Training | |||||||
Sukh Samridhi | INR 15,000 - 16,000 | 6 - 12 | 80% - 100% | 60% - 80% | Business | Women | Credit Educ, Credit Ins, Business Training |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Subh Arambh | 0% | 31.5% | 39.5% | N/A | ||||||||||
Sukh Samridhi | 0% | 30.8% | 41.7% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Subh Arambh | 15.0% annual, Flat | 1 Fee | 1 Ins | None | 500.00 upfront | 31.5% | 39.5% | 38 | ||||||||
Sukh Samridhi | 15.0% annual, Flat | 0 Fees | 0 Ins | None | 1,000.00 upfront | 30.8% | 41.7% | 36 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Action | 0 | 0 | 0 | 138 |
Adok Timo | 4,200 | 570,000 | 4 | 170 |
BIMAS | 11,100 | 4,679,000 | 7 | 138 |
ECLOF Kenya | 20,500 | 5,455,000 | 8 | 138 |
Equity Bank | 135,500 | 94,746,000 | 9 | 138 |
Family Bank | 43,200 | 90,700,000 | 5 | 170 |
Jamii Bora | 2,400 | 3,374,000 | 4 | 138 |
Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 138 |
KADET | 12,900 | 5,402,000 | 4 | 138 |
K-Rep | 0 | 0 | 0 | 138 |
K-Rep Bank | 65,000 | 28,743,000 | 4 | 170 |
KWFT DTM | 294,600 | 165,982,000 | 6 | 138 |
LKL | 13,100 | 9,311,000 | 10 | 131 |
MKL | 18,200 | 5,989,000 | 6 | 115 |
Opportunity Kenya | 9,100 | 4,866,000 | 5 | 138 |
PAWDEP | 40,900 | 7,133,000 | 2 | 138 |
RAFODE | 2,900 | 356,000 | 1 | 138 |
SISDO | 7,300 | 3,657,000 | 11 | 138 |
Yehu | 14,000 | 3,149,000 | 11 | 138 |
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% Products with compulsory deposits |
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