| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.muthoot.com, www.muthoot.com/mmm |
| Year established | 1997 |
| Head of Institution | Thomas Muthoot |
| Regions active | Gujarat, Karnataka, Kerala, Tamil Nadu |
| # Branches | 135 |
| Total Portfolio (nat'l) | INR 2,601,408,238 |
| Total Portfolio (USD) | USD 49,083,174.30 |
| Active clients with loans | 331,892 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | MFIN, Kerala Association of Microfinance Institutions |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Muthoot Mahila Mitra | INR 10,000 - 20,000 | 12 | 100% | 0% - 20% | Business | Women |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Muthoot Mahila Mitra | 25.8% - 26.6% | 26.9% - 28.7% | 27.5% - 29.8% | Yes | Yes | Yes | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Muthoot Mahila Mitra | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 26.9% - 28.7% | 27.5% - 29.8% | 90 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACB-SA | 4,335 | 1,476,288 | 6 | 140 |
| Comicoka | 827 | 758,435 | 4 | 140 |
| COOJAD | 511 | 823,215 | 6 | 140 |
| COOPEDU | 2,029 | 7,549,835 | 9 | 140 |
| Duterimbere | 6,607 | 4,365,044 | 3 | 140 |
| Goshen | 2,076 | 3,716,008 | 5 | 158 |
| Inkingi | 2,648 | 2,593,366 | 5 | 158 |
| RML | 4,960 | 3,473,781 | 3 | 140 |
| UCU | 3,391 | 1,603,524 | 4 | 140 |
| Urwego | 37,900 | 14,755,000 | 6 | |
| Vision Finance | 14,226 | 3,474,646 | 6 | 158 |
| Wisigara | 2,177 | 904,708 | 3 | 140 |
| Zamuka | 253 | 124,445 | 3 | 140 |
| Zigama CSS | 53,806 | 59,670,753 | 2 | 158 |
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