| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.muthoot.com, www.muthoot.com/mmm |
| Year established | 1997 |
| Head of Institution | Thomas Muthoot |
| Regions active | Gujarat, Karnataka, Kerala, Tamil Nadu |
| # Branches | 135 |
| Total Portfolio (nat'l) | INR 2,601,408,238 |
| Total Portfolio (USD) | USD 49,083,174.30 |
| Active clients with loans | 331,892 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | MFIN, Kerala Association of Microfinance Institutions |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Muthoot Mahila Mitra | INR 10,000 - 20,000 | 12 | 100% | 0% - 20% | Business | Women |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Muthoot Mahila Mitra | 25.8% - 26.6% | 26.9% - 28.7% | 27.5% - 29.8% | Yes | Yes | Yes | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Muthoot Mahila Mitra | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 26.9% - 28.7% | 27.5% - 29.8% | 90 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 121 |
| AKIBA | 26,900 | 36,852,000 | 4 | 135 |
| BELITA | 5,800 | 492,000 | 1 | 135 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 135 |
| F & K Finance | 0 | 38,000 | 1 | 157 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 117 |
| FMFC | 1,500 | 392,000 | 6 | 135 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 135 |
| Mbinga | 1,000 | 2,986,000 | 3 | 135 |
| MCBL | 3,600 | 2,837,000 | 6 | 135 |
| MDF Tanzania | 600 | 148,000 | 1 | 135 |
| NMB | 45,100 | 74,528,000 | 1 | 135 |
| Opportunity | 8,600 | 3,018,000 | 3 | 135 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 135 |
| PTF | - | N/A | 135 | |
| Selfina | 8,000 | 3,773,000 | 2 | 157 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 135 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 129 |
| Victoria | 100 | 377,000 | 3 | 157 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 157 |
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| % Products with compulsory deposits |
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