| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.sarvodayanano.org |
| Year established | 1996 |
| Head of Institution | R. Asokkumar |
| Regions active | Tamil Nadu |
| # Branches | 92 |
| Total Portfolio (nat'l) | INR 312,483,125 |
| Total Portfolio (USD) | USD 5,895,908.02 |
| Active clients with loans | 51,039 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annapoorna | INR 10,000 - 15,000 | 4.6 | 80% - 100% | 0% - 20% | Business | Women, Men, Low HH Inc, Med HH Inc | Credit Educ |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annapoorna | 25.7% - 26.8% | 31% - 32.4% | 31.7% - 33.1% | Yes | Info awaited | NA | 98 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annapoorna | 25.7% annual, Decl Bal | 1 Fee | 0 | 12.36% fees | N/A | 31% - 32.4% | 31.7% - 33.1% | 79 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACB-SA | 4,335 | 1,476,288 | 6 | 140 |
| Comicoka | 827 | 758,435 | 4 | 140 |
| COOJAD | 511 | 823,215 | 6 | 140 |
| COOPEDU | 2,029 | 7,549,835 | 9 | 140 |
| Duterimbere | 6,607 | 4,365,044 | 3 | 140 |
| Goshen | 2,076 | 3,716,008 | 5 | 158 |
| Inkingi | 2,648 | 2,593,366 | 5 | 158 |
| RML | 4,960 | 3,473,781 | 3 | 140 |
| UCU | 3,391 | 1,603,524 | 4 | 140 |
| Urwego | 37,900 | 14,755,000 | 6 | |
| Vision Finance | 14,226 | 3,474,646 | 6 | 158 |
| Wisigara | 2,177 | 904,708 | 3 | 140 |
| Zamuka | 253 | 124,445 | 3 | 140 |
| Zigama CSS | 53,806 | 59,670,753 | 2 | 158 |
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| % Products with compulsory deposits |
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