| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.sarvodayanano.org |
| Year established | 1996 |
| Head of Institution | R. Asokkumar |
| Regions active | Tamil Nadu |
| # Branches | 92 |
| Total Portfolio (nat'l) | INR 312,483,125 |
| Total Portfolio (USD) | USD 5,895,908.02 |
| Active clients with loans | 51,039 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.finca.org/ |
| Year established | 1998 |
| Head of Institution | Tom Kocsis |
| Regions active | Arusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kilimanjaro, Manyara, Mwanza, Pwani, Ruvuma, ShinyangaSingida, Tabora, Tanga |
| # Branches | 26 |
| Total Portfolio (nat'l) | TZS 50,112,584,494 |
| Total Portfolio (USD) | USD 31,517,348.74 |
| Active clients with loans | 78,486 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | FINCA International, FINCA Microfinance Holding Company LLC, Tanzania Association of Microfinance Institutions |
| Funders | Responsibility, Triple Jump, International Finance Corporation (IFC), KFW |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annapoorna | INR 10,000 - 15,000 | 4.6 | 80% - 100% | 0% - 20% | Business | Women, Men, Low HH Inc, Med HH Inc | Credit Educ |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | TZS 500,000 - 30,000,000 | 3 - 18 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Have business | Credit Educ, Tech Asst Visits | |||||||
| Small Group Loan | TZS 350,000 - 4,000,000 | 6 - 12 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
| Village Banking Loan | TZS 30,000 - 3,000,000 | 6 - 10 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annapoorna | 25.7% - 26.8% | 31% - 32.4% | 31.7% - 33.1% | Yes | Info awaited | NA | 98 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annapoorna | 25.7% annual, Decl Bal | 1 Fee | 0 | 12.36% fees | N/A | 31% - 32.4% | 31.7% - 33.1% | 79 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 36.0%-60.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 59.3% - 60.4% | 59.3% - 60.4% | 60 | ||||||||
| Small Group Loan | 64.8% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 65.2% - 66.8% | 65.2% - 66.8% | 98 | ||||||||
| Village Banking Loan | 78.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 75.7% - 82.2% | 75.7% - 82.2% | 98 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annapoorna | 25.7% - 26.8% | 31% - 32.4% | 31.7% - 33.1% | Yes | Info awaited | NA | 98 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annapoorna | 25.7% annual, Decl Bal | 1 Fee | 0 | 12.36% fees | N/A | 31% - 32.4% | 31.7% - 33.1% | 79 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 36.0%-60.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 59.3% - 60.4% | 59.3% - 60.4% | 60 | ||||||||
| Small Group Loan | 64.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 65.2% - 66.8% | 65.2% - 66.8% | 98 | ||||||||
| Village Banking Loan | 78.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 75.7% - 82.2% | 75.7% - 82.2% | 98 |
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