| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.mpowermicro.com/ |
| Year established | 2009 |
| Head of Institution | Mr K M Vishawanathan |
| Regions active | Gujarat |
| # Branches | 6 |
| Total Portfolio (nat'l) | INR 119,954,038 |
| Total Portfolio (USD) | USD 2,263,283.74 |
| Active clients with loans | 13,665 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | MFIN, CARE |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.contactar-pasto.org/ |
| Year established | 1971 |
| Head of Institution | Gloria Lucía Bustos Chaves |
| Regions active | |
| # Branches | 21 |
| Total Portfolio (nat'l) | COP 34,006,476,957 |
| Total Portfolio (USD) | USD 18,684,877.45 |
| Active clients with loans | 24,982 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | EMPRENDER, FOROLACFR |
| Funders | CORPONARIÑO - GTZ, ARTESANIAS DE COLOMBIA, FUNDACION SOCIAL, CORFAS |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Business Loan | INR 12,000 - 15,000 | 12 | 100% | 40% - 60% | Business | Women, Low HH Inc, Med HH Inc | Group Mtgs, Credit Ins | |||||||
| Hariyali Cattle Loan | INR 15,000 - 15,000 | 12 | 100% | 0% | Business | Women, Low HH Inc, Med HH Inc | Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercial | COP 12,875,001 - 103,000,000 | 1 - 60 | 40% - 60% | 40% - 60% | Any Purpose, Principalmente para capital de trabajo y activos f, Sustitución de pasivos | Women, Men, Have business | Eventualmente capacitación y asistencia técnica | |||||||
| Microcrédito | COP 200,000 - 103,000,000 | 1 - 60 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Eventualmente capacitación y asistencia técnica |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Business Loan | 27% | 29.2% | 32.2% | Yes | Yes | Yes | 100 | |||||||
| Hariyali Cattle Loan | 27% - 27.1% | 29.2% - 29.3% | 32.2% - 32.4% | Yes | Yes | Yes | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Business Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 29.2% | 32.2% | 84 | ||||||||
| Hariyali Cattle Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 29.2% - 29.3% | 32.2% - 32.4% | 83 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercial | 23.8% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 21.2% - 21.3% | 22.5% - 22.7% | 100 | ||||||||
| Microcrédito | 25.0%-31.9% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 38.4% - 41.2% | 39.6% - 42.6% | 61 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Business Loan | 27% | 29.2% | 32.2% | Yes | Yes | Yes | 100 | |||||||
| Hariyali Cattle Loan | 27% - 27.1% | 29.2% - 29.3% | 32.2% - 32.4% | Yes | Yes | Yes | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Business Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 29.2% | 32.2% | 84 | ||||||||
| Hariyali Cattle Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 29.2% - 29.3% | 32.2% - 32.4% | 83 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercial | 23.8% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 21.2% - 21.3% | 22.5% - 22.7% | 100 | ||||||||
| Microcrédito | 25.0%-31.9% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 38.4% - 41.2% | 39.6% - 42.6% | 61 |
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