| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.mpowermicro.com/ |
| Year established | 2009 |
| Head of Institution | Mr K M Vishawanathan |
| Regions active | Gujarat |
| # Branches | 6 |
| Total Portfolio (nat'l) | INR 119,954,038 |
| Total Portfolio (USD) | USD 2,263,283.74 |
| Active clients with loans | 13,665 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | MFIN, CARE |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.fundauniban.org.co/ |
| Year established | 1987 |
| Head of Institution | Gabriel Marques Velez |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | COP 4,097,473,000 |
| Total Portfolio (USD) | USD 2,251,358.79 |
| Active clients with loans | 958 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Federación Antioqueña de ONG-Colombia, Redesarrollo- Republica Dominicana, Fundaciones Empresariales-Colombia, The Resourse Foundation- EEUU |
| Funders | PROMOTORA DE EMPLEO DE ANTIOQUIA, FONDO DE GARANTIAS DE ANTIOQUIA, FUPAD, EMBAJADA DE HOLANDA |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Business Loan | INR 12,000 - 15,000 | 12 | 100% | 40% - 60% | Business | Women, Low HH Inc, Med HH Inc | Group Mtgs, Credit Ins | |||||||
| Hariyali Cattle Loan | INR 15,000 - 15,000 | 12 | 100% | 0% | Business | Women, Low HH Inc, Med HH Inc | Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredito Rural | COP 1,000 - 12,875,000 | 12 - 36 | 20% - 40% | 0% - 20% | Business, Housing, Education, Ampliacion de tierras, Capital de trabajo | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Capacitaciones en Buenas Practicas Administrativas | |||||||
| Microempresarios Urbanos | COP 1,000 - 12,875,000 | 12 - 36 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Business Loan | 27% | 29.2% | 32.2% | Yes | Yes | Yes | 100 | |||||||
| Hariyali Cattle Loan | 27% - 27.1% | 29.2% - 29.3% | 32.2% - 32.4% | Yes | Yes | Yes | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Business Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 29.2% | 32.2% | 84 | ||||||||
| Hariyali Cattle Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 29.2% - 29.3% | 32.2% - 32.4% | 83 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredito Rural | 19.8% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 25.8% - 33.9% | 26.7% - 37.1% | 61 | ||||||||
| Microempresarios Urbanos | 24.0% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 28.3% - 33.7% | 29.2% - 34.7% | 74 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Business Loan | 27% | 29.2% | 32.2% | Yes | Yes | Yes | 100 | |||||||
| Hariyali Cattle Loan | 27% - 27.1% | 29.2% - 29.3% | 32.2% - 32.4% | Yes | Yes | Yes | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Business Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 29.2% | 32.2% | 84 | ||||||||
| Hariyali Cattle Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 29.2% - 29.3% | 32.2% - 32.4% | 83 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredito Rural | 19.8% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 25.8% - 33.9% | 26.7% - 37.1% | 61 | ||||||||
| Microempresarios Urbanos | 24.0% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 28.3% - 33.7% | 29.2% - 34.7% | 74 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
