Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.mpowermicro.com/ |
Year established | 2009 |
Head of Institution | Mr K M Vishawanathan |
Regions active | Gujarat |
# Branches | 6 |
Total Portfolio (nat'l) | INR 119,954,038 |
Total Portfolio (USD) | USD 2,263,283.74 |
Active clients with loans | 13,665 |
Approximate % female clients | 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MFIN, CARE |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Samruddhi Business Loan | INR 12,000 - 15,000 | 12 | 100% | 40% - 60% | Business | Women, Low HH Inc, Med HH Inc | Group Mtgs, Credit Ins | |||||||
Hariyali Cattle Loan | INR 15,000 - 15,000 | 12 | 100% | 0% | Business | Women, Low HH Inc, Med HH Inc | Group Mtgs, Credit Ins |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Samruddhi Business Loan | 27% | 29.2% | 32.2% | Yes | Yes | Yes | 100 | |||||||
Hariyali Cattle Loan | 27% - 27.1% | 29.2% - 29.3% | 32.2% - 32.4% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Samruddhi Business Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 29.2% | 32.2% | 84 | ||||||||
Hariyali Cattle Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 29.2% - 29.3% | 32.2% - 32.4% | 83 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ABT | 25,400 | 37,378,000 | 2 | 119 |
AKIBA | 26,900 | 36,852,000 | 4 | 132 |
BELITA | 5,800 | 492,000 | 1 | 132 |
BRAC Tanzania | 102,300 | 19,663,000 | 2 | 132 |
F & K Finance | 0 | 38,000 | 1 | 155 |
FINCA Tanzania | 78,400 | 31,517,000 | 3 | 115 |
FMFC | 1,500 | 392,000 | 6 | 132 |
K-Finance Ltd | 1,000 | 264,000 | 2 | 132 |
Mbinga | 1,000 | 2,986,000 | 3 | 132 |
MCBL | 3,600 | 2,837,000 | 6 | 132 |
MDF Tanzania | 600 | 148,000 | 1 | 132 |
NMB | 45,100 | 74,528,000 | 1 | 132 |
Opportunity | 8,600 | 3,018,000 | 3 | 132 |
PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 132 |
PTF | - | N/A | 132 | |
Selfina | 8,000 | 3,773,000 | 2 | 155 |
Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 132 |
VF^Tanzania | 34,390 | 7,613,000 | 4 | 126 |
Victoria | 100 | 377,000 | 3 | 155 |
YOSEFO | 17,100 | 2,211,000 | 3 | 155 |
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