- MFTransparency.org Truth In Lending Tables

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	137
AMPL	0	0	0	137
Arman	41,500	529,107,000	1	137
Arohan	43,500	8,091,000	2	137
ASA INDIA	164,000	15,380,000	1	137
Asirvad	113,500	19,328,000	1	137
Asmitha	1,114,800	217,867,000	1	137
Bandhan	4,048,600	674,564,000	5	137
Belstar	123,000	23,945,000	2	116
BSFL	275,200	31,590,000	3	137
Chaitanya	20,700	3,748,000	3	137
Disha Microfin	69,000	14,332,000	2	137
Equitas	1,220,000	186,415,000	4	137
ESAF	354,200	43,500,000	5	137
FFSL	150,600	35,719,000	2	137
Fusion	66,800	9,820,000	2	137
Grama Vidiyal	738,200	102,101,000	1	137
Grameen Koota	586,600	83,555,000	15	139
Janalakshmi	506,000	119,077,000	2	137
L & T Finance	399,800	37,199,000	1	137
MFL	331,800	49,083,000	1	137
MMFL	175,000	23,752,000	2	137
Mpower	13,600	2,263,000	2	137
Sahayata	0	0	0	137
Saija	24,700	4,682,000	2	137
Samasta	45,500	4,809,000	2	137
Satin	405,600	90,174,000	2	137
SCCI	115,600	15,910,000	2	137
Share	2,195,400	376,727,000	1	137
SKS	3,409,000	355,029,000	2	137
SMILE	360,200	56,927,000	1	137
SNFL	9,400	1,779,000	1	137
Sonata Finance	158,200	22,724,000	3	139
Spandana	533,400	147,240,000	2	137
Suryoday	78,600	14,713,000	3	137
SVCL	118,200	18,886,000	1	137
Swadhaar	92,800	17,166,000	3	137
Trident	68,700	8,852,000	1	137
Ujjivan	913,300	160,848,000	5	137
Utkarsh	168,600	25,915,000	3	137
VFS	175,400	19,264,000	2	137
Asomi	50,300	4,743,000	2	170
AES India	3,600	286,000	1	170
Arth	2,900	611,000	2	170
Asomi	50,300	4,743,000	2	170
Barasat GS	1,100	99,508.02	1	170
BJS	6,000	468,000	1	170
Cashpor	417,000	50,452,000	1	169
Credible	10,000	1,669,540.36	2	170
DIBAKAR	1,800	145,000	1	169
GOF	65,200	5,388,000	4	169
Hope	62,600	4,407,000	1	167
Jaago	2,700	237,000	1	168
LOK	4,900	573,000	1	169
Nano	25,600	3,660,000	2	170
NBSAAVS	28,100	2,821,000	1	167
Nirantara	8,200	917,000	2	169
Parama	7,100	482,000	1	169
Pragathi	26,200	4,579,000	6	169
PWMACS	36,500	5,946,000	1	169
Saadhana	90,900	12,046,000	2	169
Sambhav	1,500	183,000	3	169
Seba Rahara	6,700	468,000	1	169
SU	61,100	5,498,000	1	169
Swayanshree	7,900	918,000	2	169
Vikas Samiti	1,600	168,000	1	169
Vistaar	4,300	1,157,000	2	167
We The People	1,100	244,000	2	169
WEMCS	1,100	85,000	1	169
Yukti	1,100	99,000	2	169

Please note that the information you are viewing is 128 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fondo Financiero Privado Fassil S.A. Av. Cristo Redentor esq. Calle Gustavo ParadaSanta Cruz de la Sierra, Santa Cruz

Data approved: 2010-10-28

Data version: 1

Age of data: - months

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Product

Credifassil Microempresas (USD) Product 2 of 8 « Prev | Next »

Product Details

Key Statistics

Outstanding portfolio (USD)	USD 5,253,876
Portfolio (USD)	USD 5,253,876
Active Clients with Loans	1,262
Approximate % Female Clients	40% - 60%
Approximate % Urban Clients	60% - 80%

Methodology

Individual	x
Solidarity group
Village banking
Self help group
Other

Description

Financiamiento para capital de trabajo e inversión a clientes del Segmento Microempresas

Loan Purpose

Any purpose
Income generation	x
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)

Included Services

Credit education
Group meetings
Credit insurance	x
Workplace visits
Business training
Other training
Other	Ahorro
Other (2)
No other services

Eligibility

Men	x
Women	x
Must run a business	x
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)

# Borrowers by Product

Portfolio Size by Product

Geographic Coverage

# Regions for this institution	N/A
# Regions for this product	N/A
Regions Active

Loan Conditions

Loan Amount

Currency	USD
Minimum loan size	USD 600
Maximum loan size	29,700

Loan Term and Grace Period

Shortest loan term	3.0 months
Longest loan term	72.0 months
Approx average	40.0 months

Grace Period

Grace period usage	0
Average grace period	0

Repayment Frequency

Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly	x
Every 2 months
Quarterly	x
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest

Lowest quoted nominal interest	14.00%
Highest quoted nominal interest	28.00%
Reason(s) why interest rate varies	Loan Size, Client Risk, Collateral
Interest rate period	Yearly
Interest Rate Calculation Method	Decl Bal
Subsidized by funder request?	N/A
Is rate fixed for entire loan term	No

Upfront Fees

	Fee 1
Description	Alta de Linea de Credito
% of loan amount - min	1.00%
% of loan amount - max	1.50%
OR, Fixed amount - min	0
Fixed amount - max	0
Reason for variation
Appears on Repayment Sched?	No

Ongoing Fees

	Fee 1
Description	Seguro de Desgravamen
% of loan amount - min	9.00%
% of loan amount - max	9.00%
OR, Fixed amount - min	0
Fixed amount - max	0
Reason for variation	N/A
Appears on Repayment Sched?	Yes

Upfront Insurance Fees

This product has no upfront insurance fees

Ongoing Insurance Fees

This product has no ongoing insurance fees

Compulsory Deposit

Required for	Never
Criteria	N/A
Is deposit indicated on the repayment schedule?	N/A
Do borrowers control deposit in their group?	N/A

Deposit BEFORE or AT Disbursement

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A

Deposits DURING period payments

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A
Conditions on access to deposit	N/A

Interest Paid on Deposit

Minimum interest rate paid	N/A
Maximum interest rate paid	N/A
Interest payment frequency	N/A

Taxes

Are taxes charged on this product?	Yes
Percentage of fees	0
All or some fees taxed	N/A

Additional Comments

El impuesto aplicado como Porcentaje del pago de capital del préstamo y de los intereses es el Impuesto a las Transacciones Financieras de acuerdo a las Leyes Bolivianas, que debe retenerse àºnicamente cuando el pago sea realizado en efectivo. Si se realiza con débito en cuenta cuando ésta tenga un saldo menor a USD 2 mil, la transacción no está gravada por el impuesto.

Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

	X Axis
	Greater than:
	Less or equal to:
N (# of Samples)
Total Borrrowers of Samples


Avg
Min
Max
Std Dev

By Inst Type


By Country

	X Axis
	Greater than:
	Less or equal to:
	From 0 to
	to
	to
	to ∞