- MFTransparency.org Truth In Lending Tables

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	139
AMPL	0	0	0	139
Arman	41,500	529,107,000	1	139
Arohan	43,500	8,091,000	2	139
ASA INDIA	164,000	15,380,000	1	139
Asirvad	113,500	19,328,000	1	139
Asmitha	1,114,800	217,867,000	1	139
Bandhan	4,048,600	674,564,000	5	139
Belstar	123,000	23,945,000	2	117
BSFL	275,200	31,590,000	3	139
Chaitanya	20,700	3,748,000	3	139
Disha Microfin	69,000	14,332,000	2	139
Equitas	1,220,000	186,415,000	4	139
ESAF	354,200	43,500,000	5	139
FFSL	150,600	35,719,000	2	139
Fusion	66,800	9,820,000	2	139
Grama Vidiyal	738,200	102,101,000	1	139
Grameen Koota	586,600	83,555,000	15	141
Janalakshmi	506,000	119,077,000	2	139
L & T Finance	399,800	37,199,000	1	139
MFL	331,800	49,083,000	1	139
MMFL	175,000	23,752,000	2	139
Mpower	13,600	2,263,000	2	139
Sahayata	0	0	0	139
Saija	24,700	4,682,000	2	139
Samasta	45,500	4,809,000	2	139
Satin	405,600	90,174,000	2	139
SCCI	115,600	15,910,000	2	139
Share	2,195,400	376,727,000	1	139
SKS	3,409,000	355,029,000	2	139
SMILE	360,200	56,927,000	1	139
SNFL	9,400	1,779,000	1	139
Sonata Finance	158,200	22,724,000	3	141
Spandana	533,400	147,240,000	2	139
Suryoday	78,600	14,713,000	3	139
SVCL	118,200	18,886,000	1	139
Swadhaar	92,800	17,166,000	3	139
Trident	68,700	8,852,000	1	139
Ujjivan	913,300	160,848,000	5	139
Utkarsh	168,600	25,915,000	3	139
VFS	175,400	19,264,000	2	139
Asomi	50,300	4,743,000	2	171
AES India	3,600	286,000	1	171
Arth	2,900	611,000	2	171
Asomi	50,300	4,743,000	2	171
Barasat GS	1,100	99,508.02	1	171
BJS	6,000	468,000	1	171
Cashpor	417,000	50,452,000	1	170
Credible	10,000	1,669,540.36	2	171
DIBAKAR	1,800	145,000	1	170
GOF	65,200	5,388,000	4	170
Hope	62,600	4,407,000	1	168
Jaago	2,700	237,000	1	169
LOK	4,900	573,000	1	170
Nano	25,600	3,660,000	2	171
NBSAAVS	28,100	2,821,000	1	168
Nirantara	8,200	917,000	2	170
Parama	7,100	482,000	1	170
Pragathi	26,200	4,579,000	6	170
PWMACS	36,500	5,946,000	1	170
Saadhana	90,900	12,046,000	2	170
Sambhav	1,500	183,000	3	170
Seba Rahara	6,700	468,000	1	170
SU	61,100	5,498,000	1	170
Swayanshree	7,900	918,000	2	170
Vikas Samiti	1,600	168,000	1	170
Vistaar	4,300	1,157,000	2	168
We The People	1,100	244,000	2	170
WEMCS	1,100	85,000	1	170
Yukti	1,100	99,000	2	170

Please note that the information you are viewing is 170 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Credi Fe Desarrollo Microempresarial S.A Francisco Robles 411 y 6 de DiciembreQuito, Pichincha28034

Data approved: 2011-11-01

Data version: 1

Age of data: 170 months

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Institution Details

Institution Type	Non Bank Financial Institution
Is this institution regulated?	Yes
Website address	http://www.credife.com/
Year established	1999
Head of Institution	Paul Alejandro Arias
Regions active
# Branches	117

Total Portfolio (nat'l)	USD 397,135,164
Total Portfolio (USD)	USD 397,135,164
Active clients with loans	106,185
Approximate % female clients	40% - 60%
Approximate % urban clients	40% - 60%
Network affiliations	Accion Internacional, Red Financiera Rural
Funders	Banco Pichincha C.A

Loan Products » Summary

Consumo

5,627 Borrowers

USD 20,387,951 Portfolio

Active Product

Vivienda

865 Borrowers

USD 4,964,256 Portfolio

Active Product

Activo Fijo

5,271 Borrowers

USD 58,261,946 Portfolio

Active Product

Trabajo

89,194 Borrowers

USD 296,425,310 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Consumo	USD 300 - 10,000	2 - 24	40% - 60%	60% - 80%	Any Purpose	Women, Men, Have business	Credit Ins
Credito Mejoramiento de Vivienda	USD 1,000 - 20,000	3 - 60	40% - 60%	60% - 80%	Housing	Women, Men, Have home or land, Al menos 6 meses de relacion de crédito con la institución	Credit Ins
Credito para Activo Fijo	USD 500 - 20,000	3 - 36	40% - 60%	60% - 80%	Housing, Compra de terrenos destinados al negocio, Compra/arreglo locales comerciales	Women, Men, Have business, Al menos 24 meses de experiencia en su actividad	Credit Ins, Tech Asst Visits
Credito para Capital de Trabajo	USD 300 - 20,000	2 - 24	40% - 60%	60% - 80%	Business, Housing	Women, Men, Have business, Llevar sus negocios en condiciones de informalidad pero con un local fijo, Nacional o extranjero residente al menos dos años	Credit Ins

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Consumo	24.5%-26.9% annual, Decl Bal	1 Ins	None	N/A	22.9% - 26.8%	23.5% - 27.5%	98
Credito Mejoramiento de Vivienda	10.9%-26.9% annual, Decl Bal	2 Ins	None	N/A	10.8% - 27.3%	11.4% - 27.9%	67
Credito para Activo Fijo	22.5%-26.9% annual, Decl Bal	1 Ins	None	N/A	22.4% - 26.8%	23.1% - 27.4%	92
Credito para Capital de Trabajo	22.5%-26.9% annual, Decl Bal	1 Ins	None	N/A	22.4% - 26.8%	23.1% - 27.4%	92

Institution Price Graph

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

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Total Borrrowers of Samples


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Institution

Institution Details

Loan Products » Summary

Loan Products » Conditions

Loan Products » Pricing Information

Institution Price Graph

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