Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,0001135
AMPL000135
Arman41,500529,107,0001135
Arohan43,5008,091,0002135
ASA INDIA164,00015,380,0001135
Asirvad113,50019,328,0001135
Asmitha1,114,800217,867,0001135
Bandhan4,048,600674,564,0005135
Belstar123,00023,945,0002114
BSFL275,20031,590,0003135
Chaitanya20,7003,748,0003135
Disha Microfin69,00014,332,0002135
Equitas1,220,000186,415,0004135
ESAF354,20043,500,0005135
FFSL150,60035,719,0002135
Fusion66,8009,820,0002135
Grama Vidiyal738,200102,101,0001135
Grameen Koota586,60083,555,00015137
Janalakshmi506,000119,077,0002135
L & T Finance399,80037,199,0001135
MFL331,80049,083,0001135
MMFL175,00023,752,0002135
Mpower13,6002,263,0002135
Sahayata000135
Saija24,7004,682,0002135
Samasta45,5004,809,0002135
Satin405,60090,174,0002135
SCCI115,60015,910,0002135
Share2,195,400376,727,0001135
SKS3,409,000355,029,0002135
SMILE360,20056,927,0001135
SNFL9,4001,779,0001135
Sonata Finance158,20022,724,0003137
Spandana533,400147,240,0002135
Suryoday78,60014,713,0003135
SVCL118,20018,886,0001135
Swadhaar92,80017,166,0003135
Trident68,7008,852,0001135
Ujjivan913,300160,848,0005135
Utkarsh168,60025,915,0003135
VFS175,40019,264,0002135
Asomi50,3004,743,0002168
AES India3,600286,0001168
Arth2,900611,0002168
Asomi50,3004,743,0002168
Barasat GS1,10099,508.021168
BJS6,000468,0001168
Cashpor417,00050,452,0001167
Credible10,0001,669,540.362168
DIBAKAR1,800145,0001167
GOF65,2005,388,0004167
Hope62,6004,407,0001165
Jaago2,700237,0001166
LOK4,900573,0001167
Nano25,6003,660,0002168
NBSAAVS28,1002,821,0001165
Nirantara8,200917,0002167
Parama7,100482,0001167
Pragathi26,2004,579,0006167
PWMACS36,5005,946,0001167
Saadhana90,90012,046,0002167
Sambhav1,500183,0003167
Seba Rahara6,700468,0001167
SU61,1005,498,0001167
Swayanshree7,900918,0002167
Vikas Samiti1,600168,0001167
Vistaar4,3001,157,0002165
We The People1,100244,0002167
WEMCS1,10085,0001167
Yukti1,10099,0002167
  2. BIMAS
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Institution

Business Initiative and Management Assistance Services P.O. Box 2299 60100Embu, Central
Data approved: 2013-07-16
Data version: 2
Age of data: 137 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.bimaskenya.com
Year established1997
Head of InstitutionPatrick Gathondu
Regions activeCentral, Eastern, Nairobi, Rift Valley
# Branches19

Total Portfolio (nat'l)KES 397,880,258
Total Portfolio (USD)USD 4,805,317.13
Active clients with loans10,118
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

Hitimu
177 Borrowers
USD 36,426.97 Portfolio
Active Product
Imarika
339 Borrowers
USD 212,004.75 Portfolio
Active Product
Mama Plus
1,362 Borrowers
USD 331,099.98 Portfolio
Active Product
Mifugo
176 Borrowers
USD 75,449.82 Portfolio
Active Product
Msingi
8,244 Borrowers
USD 2,621,006.47 Portfolio
Active Product
Upesi
715 Borrowers
USD 98,801.78 Portfolio
Active Product
Biashara
156 Borrowers
USD 1,304,347.83 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Hitimu Loan KES 10,000 - 80,000 3 - 12 40% - 60% 40% - 60% Education Women, Men Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Imarika Loan KES 50,000 - 200,000 3 - 18 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Mama Plus Loan KES 10,000 - 200,000 6 - 12 80% - 100% 40% - 60% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Mifugo Loan KES 50,000 - 100,000 9 - 12 40% - 60% 40% - 60% Agriculture Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Msingi Loan KES 20,000 - 300,000 3 - 18 40% - 60% 40% - 60% Business, Agriculture Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Upesi Loan KES 10,000 - 50,000 3 - 6 40% - 60% 40% - 60% Business, Consumer, Other Women, Men, Have business Credit Educ, Group Mtgs, Business Training, Other Training
Biashara Loan KES 300,000 - 3,000,000 18 - 24 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Hitimu Loan 22.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 100.00 ongoing 42.4% - 43.9% 81.1% - 122.3% 23
Imarika Loan 22.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 200.00 ongoing 42% - 42.9% 64% - 77.2% 31
Mama Plus Loan 8.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 100.00 ongoing 20.2% - 24.4% 33.3% - 57.4% 18
Mifugo Loan 22.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 100.00 ongoing 42.9% - 44% 86.3% - 96.4% 24
Msingi Loan 22.0% annual, Flat 1 Fee 1 Ins None 10.0%-25.0% upfront 40.8% - 44% 66.5% - 80.6% 30
Upesi Loan 24.0% annual, Flat 0 Fees 0 Ins None N/A 39.4% - 40.7% 39.4% - 40.7% 60
Biashara Loan 22.0% annual, Flat 2 Fees 1 Ins None 1,000.00 ongoing 42.2% - 44.1% 46.2% - 48.2% 47
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