Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,0001136
AMPL000136
Arman41,500529,107,0001136
Arohan43,5008,091,0002136
ASA INDIA164,00015,380,0001136
Asirvad113,50019,328,0001136
Asmitha1,114,800217,867,0001136
Bandhan4,048,600674,564,0005136
Belstar123,00023,945,0002115
BSFL275,20031,590,0003136
Chaitanya20,7003,748,0003136
Disha Microfin69,00014,332,0002136
Equitas1,220,000186,415,0004136
ESAF354,20043,500,0005136
FFSL150,60035,719,0002136
Fusion66,8009,820,0002136
Grama Vidiyal738,200102,101,0001136
Grameen Koota586,60083,555,00015138
Janalakshmi506,000119,077,0002136
L & T Finance399,80037,199,0001136
MFL331,80049,083,0001136
MMFL175,00023,752,0002136
Mpower13,6002,263,0002136
Sahayata000136
Saija24,7004,682,0002136
Samasta45,5004,809,0002136
Satin405,60090,174,0002136
SCCI115,60015,910,0002136
Share2,195,400376,727,0001136
SKS3,409,000355,029,0002136
SMILE360,20056,927,0001136
SNFL9,4001,779,0001136
Sonata Finance158,20022,724,0003138
Spandana533,400147,240,0002136
Suryoday78,60014,713,0003136
SVCL118,20018,886,0001136
Swadhaar92,80017,166,0003136
Trident68,7008,852,0001136
Ujjivan913,300160,848,0005136
Utkarsh168,60025,915,0003136
VFS175,40019,264,0002136
Asomi50,3004,743,0002169
AES India3,600286,0001169
Arth2,900611,0002169
Asomi50,3004,743,0002169
Barasat GS1,10099,508.021169
BJS6,000468,0001169
Cashpor417,00050,452,0001168
Credible10,0001,669,540.362169
DIBAKAR1,800145,0001168
GOF65,2005,388,0004168
Hope62,6004,407,0001166
Jaago2,700237,0001167
LOK4,900573,0001168
Nano25,6003,660,0002169
NBSAAVS28,1002,821,0001166
Nirantara8,200917,0002168
Parama7,100482,0001168
Pragathi26,2004,579,0006168
PWMACS36,5005,946,0001168
Saadhana90,90012,046,0002168
Sambhav1,500183,0003168
Seba Rahara6,700468,0001168
SU61,1005,498,0001168
Swayanshree7,900918,0002168
Vikas Samiti1,600168,0001168
Vistaar4,3001,157,0002166
We The People1,100244,0002168
WEMCS1,10085,0001168
Yukti1,10099,0002168
  2. Equity Bank
Please note that the information you are viewing is 138 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Equity Bank P.O. Box 75104-00200Hospital Road, Equity Centre, 9th FloorNairobi
Data approved: 2013-09-23
Data version: 2
Age of data: 138 months
Choose version

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.equitybank.co.ke/
Year established1984
Head of InstitutionDr. James Mwangi
Regions activeCentral, Coast, Eastern, Nairobi, North Eastern, Nyanza, Rift Valley, Western
# Branches112

Total Portfolio (nat'l)KES 126,533,000,000
Total Portfolio (USD)USD 1,528,176,329
Active clients with loans655,969
Approximate % female clients20% - 40%
Approximate % urban clients40% - 60%
Network affiliationsAMFI, WWB, MFN, GNBI
FundersHelios EB Investor LP (HELIOS), British-American Investments Company (Kenya) Ltd, IFC

Loan Products » Summary

Agriculture
418 Borrowers
USD 1,032,439.51 Portfolio
Active Product
Asset
900 Borrowers
USD 3,025,092.36 Portfolio
Active Product
Biashara
33,227 Borrowers
USD 33,248,673.42 Portfolio
Active Product
Business
339 Borrowers
USD 711,816.73 Portfolio
Active Product
Imara
15,474 Borrowers
USD 17,085,372.51 Portfolio
Active Product
Shaba
14,839 Borrowers
USD 7,305,703.83 Portfolio
Active Product
Farm Input
34,018 Borrowers
USD 15,709,402.11 Portfolio
Active Product
Insurance
6,820 Borrowers
USD 4,117,191.73 Portfolio
Active Product
Vijana
29,548 Borrowers
USD 12,511,287.02 Portfolio
Active Product
Fedha
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Commercial Loan KES 100,000 - 4,000,000,000 1 - 36 20% - 40% 0% - 20% Agriculture, Purchase of farm inputs and farm machinery. Women, Men, Must be in commercial farming for over a year, Active account with Equity Credit Ins
Asset Finance Loan KES 100,000 - 4,000,000,000 1 - 48 20% - 40% 40% - 60% Business, Loan specifically used for purchase of assets. Women, Men, Equity customer for at least a month or other bank statement, Purchased asset is used as loan security Credit Ins
Biashara Imara Loan KES 5,000 - 500,000 1 - 18 20% - 40% 20% - 40% Business Women, Men, Have business, Operated the business for over a year Credit Ins, Tech Asst Visits, Business Training
Business Loan KES 300,000 - 4,000,000,000 1 - 60 20% - 40% 40% - 60% Business Women, Men, Have business, Operated the business for over a year, Active account for over 6 mos with Equity or other bank Credit Ins
Fanikisha - Imara - Loan KES 30,000 - 500,000 1 - 18 100% 20% - 40% Business Women, Have business Credit Ins, Tech Asst Visits, Business Training, Access to business improvement training at discount rates.
Fanikisha - Shaba - Loan KES 1,000 - 300,000 6 - 18 100% 0% - 20% Business Women Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Farm Input Loan KES 1,000 - 100,000 1 - 12 20% - 40% 0% Business, Purchase of farm inputs Women, Men, Must be in small scale or commercial farming, Active Equity Bank account Credit Ins
Insurance Premium Finance Loan KES 5,000 - 4,000,000,000 4 - 10 0% - 20% 40% - 60% Can only be used for financing insurance premiums. Women, Men
Vijana Business Loan KES 1,000 - 100,000 1 - 12 20% - 40% 20% - 40% Business Women, Men, Have business, Specific age group, Must have undergone group training, Mustbe 18-35 years old Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Commercial Loan 18.0% annual, Decl Bal 1 Fee 1 Ins None N/A 21.3% - 24.9% 21.7% - 26.5% 77
Asset Finance Loan 8.5%-10.0% annual, Flat 1 Fee 1 Ins None N/A 20% - 20.8% 20.4% - 21.5% 40
Biashara Imara Loan 20.0% annual, Flat 1 Fee 1 Ins None N/A 37.4% - 44% 38.5% - 46.3% 49
Business Loan 18.0%-20.0% annual, Decl Bal 1 Fee 1 Ins None N/A 21.3% - 25% 21.8% - 26.2% 75
Fanikisha - Imara - Loan 20.0% annual, Decl Bal 1 Fee 1 Ins None N/A 36.8% - 44.3% 37.7% - 46.6% 49
Fanikisha - Shaba - Loan 20.0% annual, Decl Bal 1 Fee 1 Ins None 10.0% upfront 35.7% - 41.9% 43.9% - 52.7% 42
Farm Input Loan 19.0% annual, Flat 1 Fee 1 Ins None N/A 25.6% - 40.3% 27.1% - 41.6% 57
Insurance Premium Finance Loan 12.6%-13.5% annual, Flat 0 Fees 0 Ins None N/A 27.2% - 27.3% 27.2% - 27.3% 46
Vijana Business Loan 8.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 13.4% - 13.9% 20.3% - 21.8% 38
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞