Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,0001143
AMPL000143
Arman41,500529,107,0001143
Arohan43,5008,091,0002143
ASA INDIA164,00015,380,0001143
Asirvad113,50019,328,0001143
Asmitha1,114,800217,867,0001143
Bandhan4,048,600674,564,0005143
Belstar123,00023,945,0002121
BSFL275,20031,590,0003143
Chaitanya20,7003,748,0003143
Disha Microfin69,00014,332,0002143
Equitas1,220,000186,415,0004143
ESAF354,20043,500,0005143
FFSL150,60035,719,0002143
Fusion66,8009,820,0002143
Grama Vidiyal738,200102,101,0001143
Grameen Koota586,60083,555,00015145
Janalakshmi506,000119,077,0002143
L & T Finance399,80037,199,0001143
MFL331,80049,083,0001143
MMFL175,00023,752,0002143
Mpower13,6002,263,0002143
Sahayata000143
Saija24,7004,682,0002143
Samasta45,5004,809,0002143
Satin405,60090,174,0002143
SCCI115,60015,910,0002143
Share2,195,400376,727,0001143
SKS3,409,000355,029,0002143
SMILE360,20056,927,0001143
SNFL9,4001,779,0001143
Sonata Finance158,20022,724,0003145
Spandana533,400147,240,0002143
Suryoday78,60014,713,0003143
SVCL118,20018,886,0001143
Swadhaar92,80017,166,0003143
Trident68,7008,852,0001143
Ujjivan913,300160,848,0005143
Utkarsh168,60025,915,0003143
VFS175,40019,264,0002143
Asomi50,3004,743,0002175
AES India3,600286,0001175
Arth2,900611,0002175
Asomi50,3004,743,0002175
Barasat GS1,10099,508.021175
BJS6,000468,0001175
Cashpor417,00050,452,0001174
Credible10,0001,669,540.362175
DIBAKAR1,800145,0001174
GOF65,2005,388,0004174
Hope62,6004,407,0001172
Jaago2,700237,0001173
LOK4,900573,0001174
Nano25,6003,660,0002175
NBSAAVS28,1002,821,0001172
Nirantara8,200917,0002174
Parama7,100482,0001174
Pragathi26,2004,579,0006174
PWMACS36,5005,946,0001174
Saadhana90,90012,046,0002174
Sambhav1,500183,0003174
Seba Rahara6,700468,0001174
SU61,1005,498,0001174
Swayanshree7,900918,0002174
Vikas Samiti1,600168,0001174
Vistaar4,3001,157,0002172
We The People1,100244,0002174
WEMCS1,10085,0001174
Yukti1,10099,0002174
Please note that the information you are viewing is 162 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Caritas Salve Credit Cooperative RM. 24 Caritas Bldg., Caritas Manila Compound2002 Jesus St., PandacanManila1011
Data approved: 2011-11-15
Data version: 1
Age of data: 162 months

Product

Regular Loan - 11 weeks Product 1 of 3 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PHP)PHP 2,629,085
Portfolio (USD)USD 62,896.77
Active Clients with Loans659
Approximate % Female Clients80% - 100%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Loans offered to microentrepreneurs for business purposes
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetingsx
Credit insurancex
Workplace visitsx
Business trainingx
Other training
OtherLife insurance, Values Formation
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyPHP
Minimum loan sizePHP 2,000
Maximum loan size150,000
Loan Term and Grace Period
Shortest loan term2.6 months
Longest loan term2.6 months
Approx average2.6 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest3.33%
Highest quoted nominal interest3.33%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionService Charge
% of loan amount - min2.00%
% of loan amount - max2.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionCredit Insurance
% of loan amount - min30.00%
% of loan amount - max30.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited0
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount depositedPHP 50
Conditions on access to depositWhen Leaving
Interest Paid on Deposit
Minimum interest rate paid6.00%
Maximum interest rate paid6.00%
Interest payment frequencyAnnually
Taxes
Are taxes charged on this product?No
Additional Comments
Credit Insurance premium based on P1 per P1 loan x loan term (months). Withdrawals from savings is allowed for emergency purposes.

Full Pricing Data

Regular Loan - 11 weeks samples
Sample 1Sample 2Sample 3Sample 4Sample 5
Loan AmountPHP 4,000PHP 10,000PHP 12,000PHP 20,000PHP 20,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2010-12-032011-06-232011-02-072011-07-072011-05-19
Loan Term (Months)2.6 months2.6 months2.6 months2.6 months2.6 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp         
Interest and Fee Component103.1%103.1%103.1%103.1%103.1%
Insurance Component2.8%2.8%2.8%2.8%2.8%
Tax Component0.0%0.0%0.0%0.0%0.0%
Deposit Component12.4%4.7%3.9%2.3%2.3%
Full APR (int fee ins tax dep)118.2%110.5%109.7%108.1%108.1%
Transparency Index3436363737
          
Original Repayment SchedulePDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDF
Regular Loan - 11 weeks Price Graphs


Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to